Is it incel behavior to believe that I need to be desirable so I can date? Such as have a car, go to the gym, and look better overall?

I was talking with some girl and she said that I do not need to have my shit together to have a girlfriend? She says why date someone who already has a car, house, job, and is fit when you can be with him when he barely starting out? She says because if I could get a girl I wouldn't needs these imaginary check marks and be already dating someone?

What do you think about this and is this true? From my experience most girls ghost me on date's and I have no idea why!

Is it incel behavior to believe that I need to be desirable so I can date? Such as have a car, go to the gym, and look better overall?
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