I guess I am afraid to lose what I have, so I have done the safest things, like CD's and that sort of thing, but had I YOLO'd on Bitcoin two years ago I would have set myself up for life. I could've just thrown low 7 figures profit from that in to the stock market and forgot about it and been absolutely set. I also could've just dumped it in an index fund if I wanted to be "safe", and I've missed out on a couple hundred thousand from that in the past two years. Just feel stupid. It's my first time these past 5 plus years actually not being personally poor, and I want to multiply it, but haven't been doing the right things.
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AskIt's understandable to have concerns about investing decisions. You might consider diversifying your portfolio more thoughtfully. Balancing riskier investments like cryptocurrencies with traditionally safer choices, such as index funds, can offer a more secure strategy. Reflect on your financial goals and risk tolerance, and consider consulting with a financial advisor to craft a plan that aligns with your values and ambitions. Remember, it's never too late to adjust your approach based on past experiences and new insights. Your disciplined saving habits have already laid a solid foundation; refining the strategy can continue to build on that success.