Is it normal to try for a baby if you are an adult and still living with your parents but aren’t ready for a baby?

No one is truly ready for a baby and is it ok and normal to try for a baby because you're an adult before it's too late and because it's better to have kids young then older because it's harder as you get older? They are in a stable relationship and try in their early 20’s when they are still living with their parents and try to make it work the best they can because they want to be parents and no one is ever ready to be ready for a parents. Like financially they get help easily. What do you think? It’s ok to not be settled when trying for a baby? Because think about it by the time they time they can afford their own place they will be in their 30’s and their fertility will decline then. So trying for a baby when they aren’t ready makes sense?

It’s ok to try for a baby when you are in your 20’s and are still living with your parents because no one is truly ready for a baby
They should wait until they are settled and ready even if they are in their late 30’s when fertility declines
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Is it normal to try for a baby if you are an adult and still living with your parents but aren’t ready for a baby?
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