Is she leading me on or am I being stupid?

I am friends with this girl for quite some time and we are very open with one another. I am a touchy guy, meaning I like hugging, cuddling and etc. This girl whenever we are together let's me be physical with her, grab and stroke her thighs, ass, hold her hand, get close to her face with mine, etc. Though when we do talk about relationships and all that stuff, she mentions that she thinks she isn't able at the moment and doesn't want to commit to a relationship since she thinks she needs to focus on herself and doesn't want to hurt the other person. Even after that she still doesn't mind all that I am doing to her. Her not complaining about me being touchy with her and having such deep talks when alone makes me think she is interested though I don't want to risk misunderstanding that whole thing especially cause she tells me the previously mentioned thing. Can you give me your opinion? Girls? Guys?
Is she leading me on or am I being stupid?
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