Since people bitch about Obamacare so much, what would u do to fix the "broken" American health-care system?

Question

In terms of having healthcare accessible to everyone, and controlling premium cost.

Answer in as much detail as you wish!

MrOracle · Accepted Answer

The premise is flawed. Healthcare is NOT a right.

Healthcare is something that OTHER PEOPLE have to DO WORK in order to provide, and you are not entitled to the work output of others - even for something as important as healthcare. Any "entitlement" to the work of other people is wrong in my opinion.

It's also wrong that a huge portion of the adult American population doesn't contribute to their own survival. Do you know that over 35% of adult Americans don't have a job - and aren't looking for one - because they are on some type of government assistance? These people don't count towards the unemployment figures because they aren't actually seeking jobs.

The majority of these people aren't on "welfare" - but rather, on DISABILITY. Disability has become the new welfare, because the payouts are higher, there is no pressure to get off disability, and because it's relatively simple to find doctors who will "diagnose" someone with a qualifying "ailment" so they no longer have to work. The level of abuse is staggering - but it isn't politically correct to say so, and so it continues.

My point is: people should have the freedom to live whatever lifestyle they choose - but they should also be responsible for that lifestyle themselves - even at the expense of their health or even their life.

in my opinion, if you want to go skiing or motocross or play football - you'd better have health insurance to cover those potential injuries - and if you don't, then you shouldn't play OR you shouldn't complain if you get injured and have no coverage.

If you don't take care of your body, you can't expect others to take care of it for you at THEIR expense. But you should also not be able to force someone to buy insurance at gunpoint either - people should be ALLOWED to suffer and die if they choose (or choose poorly). And people who see that happen will be motivated to make better choices themselves.

The whole idea of putting our personal responsibilities onto the government to manage for us is bullshit, and contributes to people making bad decisions because they are insulated from the consequences of those decisions.

Back when people paid directly for healthcare, it was affordable to almost everyone. Today... not so much - because there is way too much fraud and entitlement and people not paying because they can get away with it.

Yumix · Accepted Answer

I don't know enough about the American health-care service to really say anything about it, but from what I've heard about it on how it was before, where even some basic shit is super expensive and many people can't afford it... nobody wants to that shit back, right?

I like our system... everyone (unless self-employed) pays 5% of their gross income (up to a maximum of 6000€), and you are covered for pretty much everything including your family members that are depending on you. When you need medical treatment, you pay for it and send in the bills and you get back 80-100% of the costs back depending on what it is. The prices of the medication are also regulated so they aren't super expensive and the hospitals are run by the government.

Like this everyone pays a bit but everyone gets the medical treatment they need without being ruined. If you need to be transported by a helicopter then so it be, no need to worry if you can afford paying 30000€ for it.

I know, Americans have a different mentality and hate this concept, but to have a healthy, happier population I think people have to help each other.

Darkfairie17 · Accepted Answer

I think corporate greed is the big elephant in the room. If there wasn't so much greed, and people didn't feel they need millions upon millions of dollars in their pockets (which they can't even spend in a lifetime, so what's the point?), then maybe health care would be more affordable to the average American. Sure it wouldn't fix things completely, but it would help people who otherwise wouldn't go to the hospital, to get the care they need and even help them to have a better quality of life before and after the emergency or health issue. And for those living with chronic illnesses, it would help them to live a better life overall, and may even help them be healthier.

If people had more money in their pockets to spend, they could afford exercise groups, to live in better neighbourhoods, to get the therapies they may need for their health issue, or even to do things that would prevent them from getting more sick.

Instead the current system seems to be doing the opposite. So many suffer because their neighbour can't be bothered to spend an extra bit of money on tax and help their fellow American out. Now I live in Canada, and I love that I can just go see a dr if I need to. Our system is not perfect, but I feel it helps make healthcare accessible to more people.

I feel greed is probably one of the bigger issues. If we fix that, we can start a positive chain reaction.

BuchitaBuchys · Accepted Answer

I'm probably the only person here that feels this way, but I'm all for universal health care.
Having health care that you have to pay for is cruel. Nobody should be dying because of lack of heath care. Nobody should go into poverty because of medical debts. Nobody should literally commit crimes, just to get prison health care. Nobody should have to rob a bank just to pay for his dying daughters medical bills. Yes, all of this happens in the US!

Why aren't more people outraged by this? Why is it ok to have doctors and hospitals only for those with money?
Poor people get sick too, in fact, we get worse and more because our food quality is less, we work a shit ton of ours, not to mention our neighborhoods are dangerous.

Basic Healthcare should be accesible to all.

RasmusAiken · Answer

Obamacare failed because younger healthier individuals (who by the way generally supported Obama politically) opted not to participate. Economically it was more advantageous to pay the penalty and opt out of (for them) a much overpriced insurance scam.
Insurance here in Colorado has gone up about 25% yearly for the last 2 years.
At this point the system can't be fixed. Blow it up and start over.

AynonOMouse · Answer

From the day you are born, each citizen should get $500 put into a health care fund attached to their Social Security number. Every year of your life $500 more is added. If you get sick, you can use that for doctor visits or medication. If you don't, it just keeps adding up in your health care account. Maybe by the time you are older and need a surgery or something, you would have $20,000, $30,000 or more in your account if you didn't use it up already. That way it rewards people that live a healthy life because they likely wouldn't have used it up already.
Everyone would have the exact same benefits, regardless of income or anything else, as long as they are a citizen.
Employers don't need to pay health care if they don't want, so it wouldn't interfere with anyone getting over 30 hours per week at their job.
I have wanted the system to be like this for over 10 years now. I think this would be the fairest and most cost effective option.

front2back · Answer

(1.) Allow drugs of any sort to be freely imported into the country and used.
(2.) To help fix the ACA, (a) remove the law FORCING Americans to have healthcare. It's just screwing people who just aren't poor enough for Medicaid. (B) remove said insurance gap by allowing any American to choose Medicaid if they want to, and have that choice reflected in taxes.

Long term we should change to a non-profit single payer company for insurance funded by taxes (I don't trust the government for providing healthcare by itself). And same with the hospitals and providers all being under a same giant non-profit company. That way everything would be non-fragmented and efficient.

Everyone things we have a market system for healthcare. All lies. You have basically no choice as a consumer how you want to get healthcare

FromAshes · Answer

Obamacare has two particularly useful clauses.

-You are insured under your parent's plan until the age of 26.
-You cannot be denied insurance for a pre-existing condition.

Make family plans exist a lifetime, rather than cut it off at 26, or 18, or some arbitrary number. Let families decide how they want to manage the expenses over time. Every child is born insured under their parents, and that insurance is passed to the children when the parents die. The cost of the premium should be tax deductable.

DodgersGM · Answer

Most people who complain about Obamacare don't really care about universal health care.

If you're poor then you're on your own. Oh, and you're the problem with the American economy, too! But if you're a corporation, then take all the welfare you need. #GottaLoveModernAmerica

yellowgirl00d · Answer

Bring it back to completely privatized healthcare but don't let the drug companies charge hundreds of dollars for some simple medication and like 600 bucks for an asthma inhaler. People say doctors earning so much are the problem. It's not the problem. Doctors earning 400k are not taking in 1% as much as the insurance and drug companies are.

Other_Tommy_Wiseau · Answer

3rd party insurance is a terrible idea. The only reason it's good is that it creates a job market. But I don't like the idea of creating a market off the explaoitation of people. That is to say, regulating a highly variable market with little stability (people's health) and then controlling that market at the expense of a person's life and overall health (such as not covering certain injuries or cancers) for a bigger profit. That's fucked up. You either cover something or don't... Or if they do, refund the clients a certain percentage that isn't killing and driving up the market exponentially, but still allowing the company to function

ModernDayCrusader · Answer

I would privatize health care completely, If you can't afford health care dont get hurt or sick

I still dont have health insurance, but I take amazing care of my body
Only way I will go to a hospital will because of a freak accident

Health care should be optional
not mandated

Anonymous · Answer

I was shocked when I saw that in the US a single broken leg could get a families savings for a house away or drive them in bankruptcy and many people just can't afford to get their injuries treated. An accident happens fast and you can't prevent it completely.
In my country this would cost you nothing or something less 100 bucks when you need the ambulance drive you to the hospital and it is not an emergency.
If you have the floo or some other illness you go to the doctor and pay only 5 bucks for the drugs (or nothing the sum of all drugs has gotten above 1% of your yearly family income).
It is financed by the about 20% social security taxes you need pay on your income which will also give you unemployment insurence and will pay your pension when you get old.
There is also a optional private health insurance which will give you extra advantages like single bed rooms in hospital.

Rissyanne · Answer

All I know is my premium has skit rocketed. My deduction is huge. People can't use their insurance because of the deductible. I say fix back the way it was. Private insurance. Abolish Obamacare.

somebodysaycheese · Answer

In order to fix health care youd have to fix all systems across the world. what one country does affects other countries.
They need health care more like Tricare, isn't the best but its a lot better than what we have now.

Anonymous · Answer

Adopt the single-payer model that polls said 73% of people wanted.
In effect, lower the medicaid age to 1.
Stop fining people for not having insurance.
Allow people to buy drugs online from other geographical regions to avoid artificial price hiking.

Mustachekitteh · Answer

Do like the Europeans since 10 countries in Europe have the best health care in the world.

Amanda2 · Answer

Get rid of the greedy pharmaceutical companies

Waffles731 · Answer

Raise the capital gains tax, raise corporate taxes to a point where they are higher but still competitive, reduce the military budget, and raise income tax and have universal healthcare and education

Anonymous · Answer

Make it so that drug companies/hospitals/doctors have to charge fairly and can't price gouge...

Anonymous · Answer

the republican solution is to let the free market handle it. which means if you make enough money, you have health care. if you don't, you're fucked.

Thisperson98 · Answer

Simple, let private companies take over. It worked in the past.

genericname85 · Answer

i don´t actually see what is supposed to be so bad about it xD

anonman32 · Answer

Just do what we have in Belgium. It works for us.  Go to doctor, pay money, get most of it back.

Anonymous · Answer

Switch to what countries like the UK and Canada do. Healthcare is way too expensive here.

Anonymous · Answer

Have it done like Medicare presuming it doesn't get screwed over by the Liberal Party (aka Aussie conservatives).

MsElizabeth96 · Answer

Guys just get an NHS it's so simple.

Anonymous · Answer

First, begin by getting rid of ObamaCare.

Owl95 · Answer

Go back to privatized health care.

RussianBlonde · Answer

Privatized healthcare

Since people bitch about Obamacare so much, what would u do to fix the "broken" American health-care system?

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Is The Healthcare System In America Broken?

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Is The Healthcare System In America Broken?

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