Is marriage a good investment? If so how?

Question

Anonymous · Accepted Answer

Only for women it is. They get half the assets from the man (when divorcing). Marriage is only for women.

Slim57 · Accepted Answer

Not in 2021

Diodoro · Answer

As far as Financials are concerned

Teaming up with the right woman is a good investment that can greatly improve your life.

Marriage itself is a poor investment however, due to a skewed risk to reward ratio.

Benefits are Joint Taxes that saves you some money, joint borrowing which allows you to take out bigger loans, and joint bank account which isn't much worth talking about.

Average cost of living for a single man is $1000 to $1200 monthly, all bills included. Single woman is hundreds more on average up to over 1000+ in some cases depending on where you look.

I doubt that number but womenly certainly do spend more money. Economic statistics reflect that. Women make up 70 - 80% of consumer purchases.

So it strongly stands to reason any tax money you saved unless otherwise strictly managed to go towards a mortgage, business, real estate or emergency savings will end up being excess spending money for her in most cases. Just because guys spend less on average

So all the financial benefits are cut into outside of joint loans. Two income sources is irrelevant because you don't need marriage for that but the loan has value.

So the average guy should ask the question from a financial standpoint. Is joint loan power a big enough reward to the risk ratio of divorce pitfalls, spending more of your money purely because you're married, opportunity cost of things you could/would do as a single man that you're not because you're building the nest with your woman.

Which isn't a bad thing. If that's what you want then do it and go all in. I just say guys should be clear on what they want and clear on what they're willing to do and not do. Personally, I can't think of anything of substance you can do married that you can't as two non married individuals barring joint taxes.

You can transfer assets to the head of household to increase collateral for loans. So you can still work around that. There's not much financial benefit to marriage but there are benefits. It's just overstated.

If you simply live in a place that one income is enough to pay for in case of emergency (my family did this), while both partners are working full time. You can do basically anything. The joint tax doesn't make a difference

Cozzy81 · Answer

I would say no and hear me out. Many times in a relationship someone is the lesser of the two wither financially or intellectually. Not all but most marriages. Now when these scenarios play out let's run a few examples here. I have terrible credit and tons of debt. I meet my beautiful wife who has great credit and has been good with her finances. We Marry and I ruin that for her since most states now count my debt as "ours". Next example. I am uneducated and have no job. I meet my wife who has a good career and education. We Marry and I live off her for the first several years. She builds me up and I get educated improve myself and the relationship goes sour now since I have other options or whatever and move on. We divorce and I now split everything half with her. I get a car I never owned or earned. I get half of the sale on a house she owned before we married that I never owned or even paid on potentially but, we were married and I'm entitled to half. Last scenario. We are both just getting by. We both have regular jobs and not the best credit but it's manageable. We get married and they combine our incomes and debts, etc. Now we may end up struggling worse "married" than if we were to have just lived together as a couple and kept our lives single financially. The systems in place are not meant to help married couples in any way and legal marriage in most cases is just another way to get more tax dollars and cause domestic disputes like the examples I listed above. I used those because I have many people around the country I've met with these exact or similar stories. I'm not saying never marry but, just some things to think about. At the end of the day if you truly love someone that piece of paper isn't shit but a way for society and the government to classify and tax you. I have been with my wife of 14 years and I call her wife because I'm not going anywhere anytime soon yet we are not legally married and we get by far better than we would had we gotten married.

Greedier · Answer

Thinking logically I never thought so and my opinion hasn't changed since.

Because what really matters is that both parties like each other and are loyal right?
They can have it without marrying, marriage is just something symbolic.
One can totally cheat on each other even though they're married, there's a lot of married couple that divorce. So I don't really see marriage as all that much of a thing.

A good investment is one that you're assured that's going to have a profit back to you.
And well, it's a marriage. We're dealing with emotions here, emotions that can even change from one day to the next in some cases. Emotions are abstract not factual.

Then, if we just analyse this side of the coin that's not a good investment.

But- A coin has two sides, right?

I suppose if someone's going to get married they must love the other person right?
If they do love each other, have the same values, have a good relationship base...

I don't see any problem as long as the bride and groom are happy ^^

cth96190 · Answer

For men, marriage used to be a good thing.
After Feminism, marriage became a complete liability for men.
There is now no rational reason why a man should have any form of relationship with a woman, let alone marriage and children. It is simply too dangerous, due to a hostile and self-entitled female population, who have been weaponised by a legal system that is hostile and unjust toward men.
Approaching a female can result in a life destroying sexual harassment or assault allegation, which, in some jurisdictions, is an Orwellian thought crime that carries prison time.
https://www.news.com.au/lifestyle/real-life/news-life/shy-and-awkward-student-19-who-googled-how-to-make-a-friend-assaults-schoolgirl-17/news-story/79331a2ca766b2b234717e59f0128bdd
A date can result in a false rape allegation.
Being in a committed relationship does not protect a man from false rape allegations.

libsaretards · Answer

Depends on the man and woman's perspective.

Man's perspective: 80/20 in the bad way. Gigantic risk, best investment ever if you get the right woman, your life is over if you marry the wrong woman. If you get a woman who is mature, level-headed and not vindictive when things do not go her way, then this is an amazing investment. This type of woman is truly dedicated to the marriage for better or worse, is smart with money. In the event of a divorce, she is not the type of woman who tries to milk a man for every penny and do everything in her power to keep the kids away from him (not talking about severe cases, just an average divorce). However, if you marry the wrong woman, you could be stuck with a deadbeat who does not do shit, stresses you out all the time and threatens to take the kids away in the event of a divorce. Men rarely win custody battles so in a divorce you are at the mercy of your ex-wife. Overall, men take a greater risk than a woman in marriage.

Woman's perspective: 80/20 in the good way. Good investment as long as the man you marry is not abusive. In marriage women have almost all the power. If you want a divorce, most of the time it will go your way. Many women use this tool as a threat to make a man do whatever she wishes. In marriage you are not expected to work, but can if you want. A man does not have that choice because he risks looking like a deadbeat. The courts love taking children away from fathers. In a divorce you'll take a good chunk from a man. The only real risk a woman faces in a marriage is if she is being abused.

Subarugirl · Answer

It can be if you are smart about it. For example my husband and I were able to buy a house last year, which a huge investment. Also he is in the process of purchasing a well established clinic from my uncle who is trying to retire in about a year. Neither of which would have been possible if we hadn't married.

Two working together as a team towards a common goal is better than one.

VanillaSalt · Answer

Good yes but like anything worthwhile is risky. You have to find a good woman and stay a good man and if that’s not hard enough you might still lose everything. A gable of the highest stakes with the lowest odds.

Right now 53% of marriage ends in divorce but that’s considering all the 60-70-80 yr olds that are too old to remarry or at part of a generation that consider divorce as unacceptable. When this generation passes… that number will be closer to 70 even 80%. IF marriage is still a thing.

Hate to piss in your parade but society and Parler are decreasing in quality, what they expect is going up, and the effort their willing to put forth as well as what their willing to suffer for their partners is suffering.

LrningthisLife · Answer

Investment surrounding money, it might cost you a pretty penny if you're going to have a lavish wedding. Overall anything put towards your true love is good investment, including being married in a traditional or creative sense. For what its' worth you get to wear a charming suit or dress and walk the aisle like royalty. Marriage is really about union of such a strong bond in love, companionship and interests- and does require investment depending entirely on the love of your life and what that means for you.

Qdbrown · Answer

Not anymore. A woman most often than not, can nix it in am emotional whelm, or if they get a better opportunity

In some cases she should leave, but half the time the guy was a hard-working, descent husband and father. Just fell short with her next best option.

And once it gets to the family court, Heaven help that husband.

jshm2 · Answer

Of course.

You get someone else who got your back, and you get to be happy and cheerful with someone else.

Of course. This depends on you having the right schooling and understanding to get married and to the right person in the first place.

lilyanony1 · Answer

I don't really know. The main people that seem to be shrugging off marriage are the lower class levels of society.
And I don't say this to be rude but when you look at rich people, they date, get engaged and can stay engaged for years then marry when they plan to start a family.
I could be completely wrong but I don't really know what it's such a big deal.

Either you marry or you don't.
If you do there are legal ways to protect yourself before saying I do!

Static_In_The_Attic · Answer

Is marriage a good investment?
It is if you are a divorce lawyer or the person you marry is rich.

Marriage is like a hurricane there is a lot of blowing in
the beginning & when it’s all said & done your house is gone!

mobiusforniner · Answer

Yes and no. Its a positive investment in the sense that you always have someone with you. you're never lonely, assuming you're doing things right. Its a negative investment, especially fiscally, because spouse and kids are a never ending drain on your wallet.

Caunsos · Answer

Even in looking the most raw trems of investment. Yes because you effective doubling the potential output of man hours of your household.
The purist currently is time. Basically i start with idea work is a transaction your time is exchanged for someone else's money. Lets say you make 20$/hr at work. We can your time is worth 20$/hr. So lets you have stay home spouse and they spend 30 hours maintaining the house (cooking cleaning shopping errands being home plumbers cable guys etc.) That is 600$ a week of your time you don't have spend doing those things.
And thats not even looking at the emotional value of marriage. And that plays bigger part if marriage is right for someone.

ODC2112 · Answer

So if I have to use the cynical way of a narrow economist, marriage is mainly a bad investment. It is especially so for the spouse with the highest incomes.
It is an investment that is too easily liquidated with liquidation costs mostly unbalanced towards this spouse. This settlement usually issues a penalty that can be assessed as a derivative contract in which one party must indefinitely give money to another. Furthermore, there is usually the loss of a large part of one's own assets.
From an economic point of view it is a bad investment if you are rich than your spouse and a very good one if you are poorer than your spouse or if you have no license.

Anonymous · Answer

Marriage is good but not good investment in today's world social media ruined the scene and women wants to keep their option opened while man wants loyalty women doesn't offer that thing. Marriage benefits women more than men we can get sex with money we can get cleaner we can cook food unfortunately this is how it is today i rarely see 2 married people that are truly happy and understand what they should do to keep the marriage going strong.

Feminism ruined women and generally women thinks their beautiful ass and hips can bring them better deal us men think differently however we can purchase nice beautifully ass in the market for cash that's the harsh truth todays marriage and dating Market is ruined. Till women become more peaceful and kind and read about religion and how to be better person.

Neosporin · Answer

Marriage helps to save resources in the environment because two people share a home, a car, and other spaces. It can cut a lot of costs in your life by one half because both of you are paying for the same thing. So I’m financial terms it’s basically like acquiring a business partner except it’s for all realms of life not just one business.

Aiko_E_Lara · Answer

Maybe it would be for both if only both genders really do get the benifits from it but in unfortunately, its all one sided and not worth it for men. So yeah if those women just like to call men out for being selfish for avoiding marriage, they just don't realize may have their own selfish reason why marriage is a must for them.

HighValue · Answer

Extremely bad for men. You can lose half of your stuff that you worked for for years because the courts will help the woman rob you blind in a divorce. The man doesn't gain anything from marriage, only the woman does.

Kaamraj · Answer

For a man, absolutely not, in the US, about half the marriages end in divorce with women filing upwards of 75% of them. Let's not even mention alimony, child support and child custody biasness. And regarding pre-nuptial agreements, they get thrown out by courts all the time, all she has to do is say that she was pressured into it.

almostthirty · Answer

Well I can only speak from experience but.. my partner and I had been with eachother for 9 years when we got married and already had 2 kids together, been married for 1 year. I don't notice much of a difference in our relationship now we're married, apart from my last name having changed. Our relationship wasn't increased in value or anything by a peice of paper or 1 fancy special day, or a ring.. having life experiences together made it special!

Curmudgeon · Answer

Sadly it is not for men, or no longer is for men. When something rewards less and pays off less, you get less of it.

Aerissa_Jade · Answer

I would say if you planning on having children, it is. That is the best possible scenario for them if the parents get along good as partners and don't hate each other.

Baredog69 · Answer

Marriage the law of 50. Married you become 50% of 100 in a relationship. 50% of all marriages fail. Divorced you lose 50% of your shit. That leaves you starting as 50% of the relationship losing 50% of that so ending balance %25 of me remains. Bad investment grossly overrated.

Anonymous · Answer

Probably but I don't plan on having a government marriage. I want the main thing about my marriage to be love. I don't believe we should need some piece of paper to feel committed. Plus all that government stuff scares me.

Deathly_Pheonix · Answer

Not unless you are already both wealthy, or you are getting the better deal. But if you are both lower middle class, marriage fucks up your credit and whatnot. Making a personal vow, instead of a legal vow is better financially

Seangreen · Answer

I think so but you better pick the right person otherwise yeah you can get divorced and then you got to start all over again

Jintendo18 · Answer

It does absolutely nothing for you as a man. I have two cousins that both had children with their girlfriends in the past two years without getting married, and they’re doing just fine.

midnightmoon05 · Answer

If it’s true love between 2 people to form a happy healthy family and willing to put the work in - YES!!!

Anonymous · Answer

if you want to brag and make everyone feel bad about themselves, then sure. it'll build up your confidence, right?

qwert1234 · Answer

Good in terms of less tax here. Nothing more, especially for men.

Hispanic-Cool-Guy · Answer

Assuming it's a good man or woman then yes. Marriage is creating a family unit and family is always a good investment to have.

Anonymous · Answer

Most women want to sleep around in their 20's and marry a guy of their dreams after the '30s. But eventually wanna divorce them to get free money so that they can continue fucking the guys they used to sleep around. If women give you a compliment like you are marriage material, run. She's already planning to screw you over.

Anonymous · Answer

I don’t know. A lot of guys have a negative feeling towards marriage because of divorce and the aftermath of the divorce (wife takes half his money and the kids)
Marriage isn’t for everyone. That’s all I gotta say…

Luopio27 · Answer

Marriage is just a ritual. Raising a family, is tje biggest investment people make to their kids.

lrichl · Answer

It depends on the person, but generally speaking it has no financial benefits. But no one really marries for financial reason, its more emotional.

notwoke · Answer

worst investment ever for a man. Marriage is Ruse carried out by society so we can avoid the majority of women ending up homeless and destitute

doopayo · Answer

It’s a commitment not an investment? Lol

Not_Average · Answer

With the right person, yes. My wife handles the personal finance, and I handle and grow our assets. Her income has helped us buy more assets.

Joshua0213 · Answer

Or just get a prenup lol and have her get a job too

Mangospacho · Answer

Marriage as a financial investment? Not a good investment at all. Although, if you’re counting on someone to take care of you in your old age, marriage is a good investment.

Anonymous · Answer

Not really for a guy but it’s a good investment for the women

Dargil · Answer

Its not an investment. It is a social contract. Things of value are exchanged.

Anonymous · Answer

It is if you want to have kids. Otherwise, I'm not sure why you'd do it.

This_Is_My_Opinion8 · Answer

With the things people offered to pay, with the amount of gifts I had and having a beautiful, but not extravagant wedding... I actually made a profit!

innerman · Answer

If u call marriage an investment... then it’s not for you

bamesjond0069 · Answer

For men? Not sure how unless you're a broke man and marry a rich girl then its an investment albeit a sleezy immoral one.

Anonymous · Answer

no marriage is expensive and hard work no returns. I think living without children will be better more time for yourself and others. children are annoying is revelrous

Anonymous · Answer

That depends on the quality and length of the marriage.

SkyCastle90 · Answer

It is it you're with the right person.

Anonymous · Answer

Imagine your life is a pizza. Marriage in the modern world is like adding toppings to a pizza that already has everything it needs on it.

Anonymous · Answer

Do you think it is an investment? I don'th think so.

Jamie05rhs · Answer

Yes, if you marry the right person.

blondfrog · Answer

Depends what country you are in.

Dinosaursandanime65 · Answer

I think it’s fu-ing stupid.

TsAubreyKate · Answer

It’s only good for women

Tabasco25 · Answer

A personal friend for life is a great investment

emperor90 · Answer

Not sure it really depends

Tstrbrainer · Answer

Not that great investment for men

Anonymous · Answer

Nope and marriage is not for everybody

Is marriage a good investment? If so how?

Most Helpful Opinions

Most Helpful Opinions

What Girls & Guys Said

Is marriage a good investment? If so how?

Most Helpful Opinions

Most Helpful Opinions

What Girls & Guys Said

We're glad to see you liked this post.