How many credit cards fo you have?

Question

KetoJames · Accepted Answer

I have two. It's smart to have credit cards, if you can control your spending. Using credit cards can protect you when you buy things online. And you can get money back on purchases. And it's a really good idea to use a credit card for buying gas. I once put my debit card in the gas pump, and it didn't work. So I pulled up to another pump. That pump worked, but the machine said I didn't have any money. What happened is that the first pump put a $200.00 hold on my card. I raised holy hell and called the gas station. (which was closed when I tried to get gas) They said I would get my $200 back in 3-5 business days. Nice. So what if I was a long way from home? Now I'm stuck somewhere for 3-5 business days. I called my bank and they said to always use a credit card at the gas pump. But at the least, try and get gas at stations that ask you if your card is credit or debit. Then if it is a debit, lie like a rut and say it's credit. This tip came from the bank.

BrookeAZ90 · Accepted Answer

2 through my bank that I only use about 3 times a month maybe. Then a Costco credit card just for buying stuff at Costco and then a Target credit card just for Target.

Adventurer23 · Accepted Answer

None. I don't like being in debt to anyone. I despise debt. I pay cash, and sometimes I use my bank card every once in awhile. I just save my money for things I want/need, and I always live within my means. Life's pretty simple and worry-free if you make it that way.

I don't like credit cards. I think they're awful and it allows people to spend beyond their means. Credit cards also enable behaviours within a certain portion of our society that shouldn't allow them access to credit cards to begin with, because they aren't financially responsible enough to have one. Just look at the massive amounts of personal debt and insolvency there is because of them. Yet banks and credit card companies will gladly sign anyone up to have one. I also don't like the concept of credit ratings/FICO scores either. I'm just not a fan of credit cards. I don't need one.

richardcory · Accepted Answer

3. One for continuing charges because its a pain to change that if the number gets stolen. One for normal use. One for travel and sketchy places and I expect to have to change then # every few months.

I never keep an ongoing balance, autopay every month. So it convinenet and some of the cards have really nice perks.

God_of_Thunder · Answer

One; I hate buying things with credit cards.

I only have that one because I was originally using it to help build my credit rating when I was 18. I've always kept a low balance on it, and have paid in full every month for 20 years.

AviatorTom · Answer

I have one each of the major credit cards. I use them like cash and pay off the bill in total at the end of each month. Credit cards have built-in safeties... you're not responsible for unauthorized purchases, for example.

Izzy_3991 · Answer

None. My father always taught me to buy assets, not liabilities.

Sour-rose · Answer

4. One from home, two from my red bank then my cashapp one. It's nice to have multiple sources of money, i'll tell you wha

BoopBoopBeep · Answer

Somebody else asked that. I miscounted apparently. I have 12 personal and 4 business cards. I only routinely use about 4 or 5 of them.

comekitty · Answer

Too many but they're all at a zero balance except for $60 on visa... I've been very good 😇

Siri137 · Answer

None. I always use cash. That's the responsible thing to do.

exitseven · Answer

I have 3 of the major credit cards and a gas card. I use one card exclusively for online purchases.

MicroJ · Answer

4 total. 1 for online purchases, 1 for gas, 1 for groceries and eating out, and 1 for travel. Makes it easier to track and budget expenses.

Static_In_The_Attic · Answer

One Reward Points Credit Card is all I have.

MrsFireCrackerBoshaw · Answer

One. Rarely use it. It's either cash or a debit card. Maybe a check.

Bricealan · Answer

Have two... and only use 1 ---- Marriott Rewards Card. Never use the other one.

FunkyMonkee · Answer

None! If I can't pay for it, I won't buy it.

Kelly6 · Answer

Zero credit card is wrong. buy things that you can afford or wait

OnlyMeee · Answer

I don't have any credit cards, I tend to pay cash for purchases, if I can't afford it I save up for it.

PointTaken · Answer

I have store credit cards not regular ones. That way it builds my credit. I rarely use them.

Iron_Man · Answer

One is good enough? I don’t need a bunch of credit cards.

Sparkie460 · Answer

I have a total of 4. 2 business credit cards and 2 personal credit cards

Darkest-Knight · Answer

2 and I don't owe anything on either of them.

LovingJo · Answer

None, anymore. Too much trouble

Agape93 · Answer

None, I dont have debt cards.

reds-noro · Answer

None, because we Dutch mainly use debit.

cjdiqnrncoqbeofna · Answer

no credit, just a debit

mandyfire98 · Answer

I have 2 credit cards

DizzyDesii · Answer

None. I never used em and dont intend to

EmmaMary · Answer

One personal and one business.

coolbreeze · Answer

I have 10 cards

sheikalana · Answer

None. I only use debit cards.

JustinTheGreat · Answer

Two. A regular one an Amazon one

iron_ninjs · Answer

I have 2, but I rarely use them.

bowenw · Answer

Three, but pay them off monthly.

smilelots · Answer

2 of them one is for emergencies

LiamJHayden · Answer

Three personal, one business.

TrillXHippy · Answer

How many credit cards do you have bro?

Smashingdoozy · Answer

One? 🤨

Simslover92 · Answer

Too many

ShesRad80 · Answer

one.

Astarlessnightsky · Answer

None.

Ms_Facesitter · Answer

Zero.

MementoMori777 · Answer

one lol

Jazzy54 · Answer

Zero.

Blackcupcake · Answer

zero.

Awantika03 · Answer

Only one

LavLavLuv · Answer

zero

Minahh · Answer

Just one

bernhardh · Answer

Debits only

BarryLiverstone · Answer

One.

krin_m · Answer

Three.

YesToLife · Answer

Emmmmm 6🤣🤣

shortster · Answer

None

htmndg183 · Answer

Three.

In_Trance · Answer

four

Bklynbadboy12 · Answer

I have 2

Amur8711 · Answer

One.

eagle1951 · Answer

6...

How many credit cards fo you have?

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