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I don't think it's a math issue... I think most people know the $20 is more profitable, but what leads them to the $1000? I've seen this everywhere from bartenders and waitresses blowing big tips to real estate developers losing million dollar deals... Thought's?
I’d choose $20 a month in a heart beat because it’s guaranteed (unless the offeror is of questionable background). All currencies do lose their value over time due to inflation, rising challengers, economics, etc, however the impacts of currency devaluation can be mitigated through wise investments.
As long as your capital injection (money received for the year or money put into an investment) beats the inflation rate for the year, you’re generally in good shape. The challenge is knowing what, how, and the timing of the type of investment you need to choose in order to not only mitigate currency devaluation, but make a gain (profit) enough to meet your current and future obligations and goals.
u 1000...
for the same reason I like to eat all the fries together... and not one by one for a month
Well $1000 right now can lead you to more opportunities for earning money right away, or getting something you really want without having to save for it.
$20 a month is pretty negligible income, it's like a $0.12 raise to whatever you currently make. It would take you more than 4 years to save up for a thing you could get for $1000... and by then, the thing you wanted might have doubled in price so you'll still have to wait.
If $1000 isn't going to do anything big for you now, then the $20 is just obviously better, but I could see it being worthwhile depending on how you wish to use the $1000.
Opinion
15Opinion
Because 1000 right now is worth 1000. Money gradually loses value. After 4 years or so i'll get 1k in installments but it will be worth a lot less than today's 1k. Plus 20 a month is less than a dollar a day. So is the patience really worth it for a little over a 60 cents a day on average?
People want instant gratification. You can go someplace fun for a weekend for a thousand dollars but an extra 20 bucks a month will not buy much at all.
Because people want stuff now it would take 4ish rears to make 1000 people don't wanna wait that long
I would choose the thousand because its easier to turn $1,000 once into $5,000 a month than it is to turn $20 a month into $5,000 a month.
Its a matter of time spent.
Depends on how long you think you will live...
I know the $20 is a better deal long term
I will piss $20 away but $1,000 in the business could make me $50-100 every month
Instant gratification. Not all is guaranteed in life including living. It would take 50 months to reach 1k after which you make more money.
Instant gratification of wanting it now rather than letting it build
Immediate gratification... what today's society is best at.
Give me the $20 a month that’s a lot more than 1000 in the long run
If you don't have a lot of money, what's $20 a month going to do for you right now versus $1000? $20 a month is only 4 hamburgers a month after taxes.
1000 out front is more money if you know how to invest.
I would choose 1000$ . 20$ a month isn't that much.
I’ll take the thousand and invest it in crypto
they don't trust the guy to keep the $20 coming
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