Do couples need to sign a prenup if they have no money in a bank?

[Anonymous]

Like if they got married?

[Summeroflove]

It’s protection for both spouses I understand many people don’t plan for divorce but it can happen unfortunately. I would be very cautious of people on one extreme who don’t want one and on the other only are protecting themselves. Narcissists do plan on discarding someone eventually many times or at least want the ability.

So if someone’s only putting protection for themselves into the agreement. I would be very concerned. I would also be concerned if someone just refuses. It should be about trust and having both peoples best interests in mind that if for any reason there was a split. Assets are protected. As well as if someone has no financial independence there is a means for them to get some sort of alimony.

[fartingspinster]

I forget where I saw this, but a couple that didn't have any money going into a marriage were looking to fo a prenuptial and the lawyer laughed at them and told them to leave.

The cost of creating a prenup isn't cheap, and the prenuptial is only to separate income/assets before the marriage from whatever is accumulated during the marriage.

Once married- anything accumulated during the marriage is equally half. From my understanding. Certain states like California have a rule that the "half" during a divorce is only after 10 years.

Anyway... I dont know if you can do a prenup for things accumulated during the marriage. That's a good question. But I believe you'd have to wait for those assets to arise, because really specific language needs to be put in for the contract. Otherwise its null and void and a waste of time/money

[hahahmm]

You can copy and paste a basic prenup. A lot of lawyers just have their assistants copy & paste. For most people it is 90% the fact your spouse is willing to sign it that matters... not so much whether it is ironclad legal document or not.

[TheSpaceGnome]

"I dont know if you can do a prenup for things accumulated during the marriage"

You can.

[FreyaRed]

Parents of one of spouses could own real estate, heritige or testament papers were made before marriage, in this case is prenup necessary. However laws here differ in different countries. In some countries is prenup and opt-in in others it's default option by marriage.

[AviatorTom]

A couple doesn't NEED to sign a prenup. If they choose to, it's to make it clear what happens to their relationship and any assets they may have should they break up. Not having money now doesn't mean there will be no money in the future. Plus, they have other assets now, perhaps a car, personal things like jewelry and clothes.

[Cormac995]

Yes, divorces can still happen they can still be ugly and there are still physical assets even minor ones like computers and such to go over in certain circumstances. Also, you can come into money through inheritance or other things like sudden promotions or smart investing later in life too.

[NoDecision]

I would. With the high divorce rate, it is the smart thing to do so you don't get taken to the cleaners. Not everyone plays fair when the word "divorce" is uttered, so you have to protect your investments.

[Nikki1989]

If you marry the right person for the right reasons, you don't need a prenup at all. If a man asks for a prenup, you are with the wrong man.

[IslaTheWitch]

I would sign it anyway... can't see any risk in it

[molonski2]

Firstly question why get married in this circumstance , secondary cover issues like inheritance and future potential income streams.. one may have a major role , the other may not.

[itsannalee]

Yes, just in case your partner has debts at the bank, so you won't be burdened with that one day if they die first

[Neverfail99]

I guess if you don’t have much to lose it doesn’t really matter. Maybe something that states what you do have is to be dived equally if you divorce and something about a house If y’all get one together or something like that.

[trumpetplayerforlife]

It's a up to you... I mean me an my husband just keep separate bank accounts and my money is mine to spend as I like

[Anonymous]

Maybe. Like what if one of them gets rich during the marriage? On the other hand, prenups are expensive (at least $1,500 for a simple one), so if you’re both broke maybe you can afford to skip that step.

[alice55]

Yes because what happen if one day you get money? Or what happen if you inherit a house or something? It's was safer to have a prenup.

[Ladsin2]

I suppose it depends on the circumstance. Have I been working on an intellectual project for decades that will net me billions in 3 years that you haven't helped me with? Then yes, we most certainly need a prenup.

[Fireguy17]

Its not a bad idea, it helps protect your current and future assets, retirement, while you still like each other.

[Drumlin2001]

I'd rather have one, though not legal in UK as far as I know. Outline custody arrangements for kids, safeguard my house.

[adventurous-1]

I do, what you do or don't have today will probably be different in the future, as well as the relationship. Things change.

[DryGermanGuy]

Couples need to do absolutely nothing, with or without money.

[Anonymous]

Probably not. That's for people with money. Guys really get caught with alimony and child support.

[NicholasRedone]

Assets - there I said it.

So for amusement, yes 🎪 I said yes ahahahaha.

[Anonymous]

They are to protect assets, not people, so if there are no assets, there's no reason to have one.

[Likes2drive]

It’s not just bank accounts , It depends on assets also, but if you both have nothing and there’s no point in signing a prenup

[David318578]

You don't need to, but there is lots of reasons why one or both might want to anyway

[Anonymous]

Yes. Just because they don't have assets now doesn't mean they won't in the future. Prenups are to protect men in divorce, something divorce courts don't do otherwise.

[DrPepper12]

It's not just cash. What assets & liabilities does each bring? That's the criteria.

[masterSir]

I had my wife sign one because I'm wealthy. She didn't even hesitate.

[Asker]

Lol. How long have u been married?

[masterSir]

6 years now.

[RedInnocent69]

Sometimes. Debt also factors into the calculation of matrimonial property

[Manuelwe]

No just have loads of sex and see if she gets pregnant

[robocop666]

Divorces happen and thier messy to sign one.

[dudeinohio]

Don't need to sign a prenuptial ever.

[jahaims]

If you don't trust don't marry

[In_Trance]

What do you mean like if they got married?

[PaleDale]

I don't think so

[Anonymous]

They do