Do you lend money to people? Do they ever pay you back?

Question

MysticAngel5000 · Accepted Answer

I try to avoid this, but it's very situational. It really does depend on the person and the circumstances. Sometimes, a person is simply irresponsible. They can't manage their money and prioritize wrong, so they never have money for necessities. In that case, I won't give them money. Instead, I will give them advice and try to teach them how to be more responsible and manage their money properly.

Other times, a person may just be a bum. They don't want to work or pay their own way. They want a free ride. They expect others to pay for all their needs. This is BS. If you are an able-bodied adult, you need to work and pay your own way in life. Don't expect hand outs and expect others to constantly give you money.

Sometimes, a person really is just in need. For whatever reason, something has happened and they just need a hand. I am more than happy to help someone truly in need whether I know them or not. I won't necessarily want paid back either. If someone needs food, I'll get them food. If someone needs hygiene products, I'll get them what they need. If things happened and they're a little short and can't fill their tank, I'll get them gas. I will help, but I won't be taken advantage of.

I gave my brother over $300 in total over the course of about 2 weeks. First time, he just asked if I could give him some money to pay a bill and buy some groceries until he got his first check from his new job. He told me he'd pay me back as soon as he got his first check. I said sure and sent him the money. The very next week he was asking for more money. I asked why he needed more and asked if he had gotten his first check like he should have. I told him don't worry about rushing to repay me - just keep your whole paycheck and get yourself back on your feet, THEN worry about paying me back. Didn't work. Literally like 3 days later he was asking for money AGAIN. I said no. Then he ended up quitting his job and of course, asked me for more money. I said absolutely not. There was no reason for him to quit his job.

He still has never paid me back and continues to job-hop to this day and I last gave him money like 2 years ago.

Princess3335 · Accepted Answer

Sometimes I lend my mom money to help her out, but sometimes I don't get the money back, which is fine because it's my mother.

ChiTown33 · Accepted Answer

To my family. I might if they were a very close friend. But just to family primarily because i know my family. My sister borrowed 25k from me to finish paying of her house and I had no problem doing so because I know my sister's character. She'd give you the shirt off her back. I knew she'd pay me back even if it took her the rest of her life. And she had me paid back real quick. I'm a thrifty person. While on the surface it might seem like money is the most important to me IT'S NOT. You only get one family. Nobody has to love and care about you in life. Money is just a tool.

sp1d3rm4n · Accepted Answer

I think it depends on the amount, and how well you know the person (and if they have the means to pay you back).

I offer to pay at times, and they'll usually transfer me the amount back when eating out and stuff.
Most of the time, I get my money back.

I guess as a rule, I only expose myself to the limits of the amount that I'm willing to lose - ie. If I ended you $100, I'm comfortable with never seeing that $100 back.

However, I hate asking people to give me money as I feel like it could possibly ruin the friendship!

Adaeva · Answer

The best way to lose a friend is to lend the friend money. Therefore, I will not lend money unless it is a nominal amount that I can consider a gift if they don't pay me back. For example, if someone needed money for cab fair to get home or if someone forgot to bring money and needed money to pay for lunch.

However, I would not someone take advantage of me. After a couple of times, if I wasn't paid back, I wouldn't continue to lend them money unless it was a real emergency. And, an being inconvenienced is not an emergency. In any event, I can't think of a situation where it would rise to level of an emergency that would be eliminated if I lent money.

ibodi · Answer

I will never ever do that because I heard that they have different attitude before lending money and after lending money even.

I mean that beg before lending money and blame you after lending money. Maybe blame you when you beg them paying back.

BungusHighFivePizza · Answer

I do a lot but I think of it as "giving", not "lending". If they pay me back, awesome, but if they don't, they don't have to because I gave it to them. Also I don't lend amounts more than I can give this way.

Leapfrog00 · Answer

I do somethings, but I never get it back, which is why a lot of times, I just tell them it's a gift to avoid any awkwardness. If it's a friend that always takes advantage of me, I always ask for it back. The way I see it is if they have to ask for money, they're not managing their money well at all.

AviatorTom · Answer

I loan small amounts of money to friends and colleagues, and they usually pay it back, either directly or indirectly. For example, I may loan them $10 and then they take me out to lunch.

I've learned the hard way never to loan large sums of money to relatives... they never pay you back. My sister, bless her soul, took the $10 thousand dollars she owes me to her grave. If you ever loan money to a relative, just think of it as a gift... it is unlikely you'll ever see any of it again.

Prettygurl12 · Answer

I don't lend money to anyone. It ruins relationships. I may GIFT money, but that's different. It removes my expectation of being paid back. If they choose to gift me that same amount later then that's fine.

If someone lends you money then they are allowed to speak into your life and financial decisions. If you don't want them to have a say then don't ask to borrow money.

NHI2017 · Answer

Everyone who owed me money has payed up.

I've had to get my money back before by force on a few people who tried to pull a fast one. But i still got it.

Not paying me back is a mistake. Believe me. 800$. Or 8000$ your gunna pay it back

Tephra · Answer

Depends on the level of trust I have with them, as well as how much I know them. If its a close friend, sure I would. If they didn't repay me back the first time I would not lend out money again to them unless repaid in another form (e. g., carpool, treating me to food, paying for movies/concert).

For anyone else, its a no. I work hard for my money, they should equally do the same

Static_In_The_Attic · Answer

As for me I’m not a bank & I’m not a lender as well. As for my friends, family & everyone else I tell them I’m your friend when I’m your friend but when it comes to money we are not friends. I work for my money & in people want money they should work for theirs.

Gingerbread_GB · Answer

If you are "lending" money to family and friends, you should do it with the expectation that you'll never see that money again.

I did that on two occasions (for large sums), I expected nothing and in the end, I got nothing. So it all worked out. 🤷‍♂️

roy_ricky09 · Answer

That's one of the rules in my life.
Never lend money to anyone except direct family. For family, don't expect or ask for it to be back.
Also, if I want to distance someone, I'd give them money, they'd automatically will start to disappear. 🤣 🤣 🤣 🤣 🤣

Potteplante · Answer

I do and everyone except my oldest brother pays me back. I'm fine with that. Never loan more than I can afford to lose though - just in case and if someone doesn't pay me back (except brother) I won't loan again.

worldscolide · Answer

I never lend anyone money.. That is to say i dont believe in doing that. Rather if i have it, i give it freely. If, and i do mean if, they are close family or friends. there are only 2 people on this planet i would give money to. My wife and my best friend.

berisky23 · Answer

Ah jesus... I've had people who pay me back, I've had people who have caused alotnof trouble... Now I just use my money for fun for myself 😂

midnightmoon05 · Answer

I learned that around 12 years. old to either give (don’t expect it back) or not give. No such thing as lend.

between my family/siblings…we work out things with our family business when it comes to money. This is not an issue.

Anemone978 · Answer

I throw money away like i'm rich.. I give and just expect them not to give it back.. Then I get a good deed and they never ask for money off me again unless they want to be reminded they owe me lol

LaFemmeFatale_1 · Answer

When they ask me I give whatever I can - as a gift. So they don’t ask me next time.  I don’t like waiting for something, including - money. So, it’s easier on my nerves - to just gift.

OfMiceandMen · Answer

I would not loan money for a vacation, that is something the person needs to earn for themselves. I've loaned my daughter some money to help pay for school, and she has taken it upon herself to pay me back.

jennifer_bloom · Answer

I do not lend money - I either give money or I don't give money. I think if you give money there is almost a guarantee they will not pay you back cause if they could afford to pay you back, they would not ask for money in the first place.

RavVid · Answer

I have lent and I don't a single one paying me back. I now give, like Dizzy, because a/ You will never see it again and b/ saying you will give it to them reduces their demand - if you fall for the loan they'll ask for more.

Adam1978 · Answer

Only if you count paying for stuff and getting the money later as lending. That I do with siblings and friends. But never large sums. I pay cinema this time, next time they do etc.

NathanDavis · Answer

I've done it many times, yes... but these are people I know, so yeah... it's never been an issue before I've borrowed money as well, loans, that is

BCA6010 · Answer

Generally, I lend money with the expectation I may never see it again. In what I'm sure is a total coincidence, men almost always pay me back as soon as possible, and women almost never do.

Fuentes · Answer

Lol barely really but if u wanna lend me money to go on vacation I'm down hahaaha

DryGermanGuy · Answer

To good friends and good colleagues, yes, done that dozens and dozens of times.

talka20 · Answer

That meme tho ! 😂 My answer is yes but a little and to those who im fine with not taking back sometimes

Yucy_Gluttony · Answer

They have always paid me back, except that one guy! He paid for that!

AMS700CX4u2 · Answer

I never expect to get it back and am pleasantly surprised to get it back. Never loan more than you can give away.

HippieVeganJewslim · Answer

Once I gave €20 to my sibling, and Ze bought me a bottle of CBD oil later, although that was more expensive than just twenty. A housemate also asked me for a dollar in coins, which he later gave me in a $1 bill. I asked neither to pay me back.

Mariena_Anne92 · Answer

Nah they act like I’m doing some charity over here, often they just disappear 😒

Paris13 · Answer

One Particular Relative. Nahhhyhh, Never. lolxxoo

AlexisDiani · Answer

I know, I’m in that situation at the moment. Won’t happen twice.

DizzyDesii · Answer

I just give rather than lend because people dont intend to pay back

exitseven · Answer

I have loaned money to people and most of the time never get paid back. I have not done this in a few years.

ObscuredBeyond · Answer

Still hoping my sister reimburses that lunch I bought her, but I won't hold my breath.

Ben487 · Answer

If I lend money I expect it will never be paid back.

Iron_Man · Answer

Last time was in December this teenager never paid me back the neighbor kid he actually knocked on my door a high school kid I gave him $20. lately I just said keep it for a Christmas gift

digitalguy01 · Answer

Most of the times i don't get my money back lol. But still i lend money to people when i know they are in need

SunnyRS · Answer

I have given money to people but only enough that I can give and forget and do not have to ask them for it.  A few a have returned but some did not.

sheikalana · Answer

No, I don't. If I do it has to be a really close friend of mine or my partner.

humanearth · Answer

I just give it to them, if they have to ask for money they are never going to pay you back

zagor · Answer

I loaned money to my sister to finish her degree, which she didn't. She didn't pay me back for years but finally my Dad shamed her into it.

Anonymous · Answer

I give away i don't expect i get pay back... by the way you look gorgeous 🥰

Roula2000 · Answer

Call them out on Facebook be like Jenny who owe me money seem went on a nice vacation but can’t pay me back.

Proximamaxima · Answer

Yes I lend money to people... In the US I have only had 1-3 people not pay me back. In the Philippines it's more on 25-30. Different cultures, different results...

Sevenpointfive · Answer

do you need a boyfriend to support your ex boyfriend? lol

LiamJHayden · Answer

I don't lend money. If my friends need a bit I'll just give it to them.

PointTaken · Answer

I lend and gave up on them ever paying back. I think only one person has.

msc545 · Answer

I don't lend or borrow money as doing this ruins relationship.

Twalli · Answer

I typically don't loan money to people. I give it to them.

abitcurious2022 · Answer

I use to but not anymore. People are dishonest.

KrakenAttackin · Answer

Agreed. Lending money is a great way to loose friends.

Ms_Facesitter · Answer

I lend to one and he always pays me back.

Jamie05rhs · Answer

Hell no. I ain't stupid.

Lynx122 · Answer

No I don't lend people money.

Inquisitive98 · Answer

Yes and some pay back and other don’t

DaddyDiablo · Answer

Sometimes and again Sometimes they dont

Christoff92 · Answer

Depending if you can trust them 🤔🫤

Bklynbadboy12 · Answer

Nope I don't lend money to anyone

Slim57 · Answer

I don't have money to lend to people

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