A lot of people really don't know what they want to do or just go because their parents want them to. Di you get student loans to go to school and was it worth it in the end?
Do you have student loans? Do you think going to college was worth it?
My husband and I both had student loans. Mine was for postgraduate work (I had an academic full ride for my undergrad ) and his were for undergraduate. Things were a little more affordable when we started college than they are now. I do think it’s very important to select the discipline that you are not only confident in but you can earn a good living. Here in the United States, there are other avenues such as trade schools or similar certificate programs that can allow you to earn a good paying wage. I’m amazed at how much we feel like we have to put away for our children to help them out.
@RandomGuy1030 Whenever we have a licensed plumber or electrician do work on our house, we always feel a little bit safer that they are familiar with the local codes and we can see the quality of the work come through every time.
Electricians need to be licensed and if they can't show you a license don't hire them as they are probably do-it-yourselfers looking for some fast money.
No, and neither did my kids. I had to drop out of school twice because I ran out of money. I ended up finishing by going part time at night while I was working full time. The company I worked for paid my tuition. It took me forever to graduate. My kids went to local schools and they commuted. We paid the tuition in real time but there was times when more than one would be going at the same time and one year all three were going. We had a home equity line of credit to cover any bill we didin;t have the cash to pay. We drove around in old cars, deferred many home maintenance projects and did not save as much for retirement than we would have liked but they all graduated in 4 years with no debt. They all majored in math or science and all have really good jobs. It was hard while it was going on and we are still playing catchup but it looks like the plan worked.
I would be pissed. I filled out all tjhe FAFSA forms and got zero help. There was one year when all my kids were going at the same time and I lost my job and had to take another job for half the money. I was told that if I refiled the FAFSA form I would be able to get some financial aid. So I filled out all the forms again and jumped through all the hoops. I did not get a dime. I used a home equity loan and paid it back after they graduated. So thanks for nothing.
I did have student loans way back when I graduated. But back then, college wasn't nearly as expensive as it is now. My loans totally about a half year's wages, and I paid them off over about 6 years if I recall.
I know students now who are graduating with medical-related majors who have $250,000 in student debt. I wouldn't do that. I would find another major. I don't have the personality to take on that much debt.
Yeah if I was starting college now I'd probably major in something where I could go to one of the less expensive State Universities. None of this $250K stuff.
I still have one more year but it’s law and I’m hoping will be worth it. Once I Finnish it will be around £45k I owe the government but here’s the thing.. it’s not as bad here as in the US I think. Even if interest rates have risen to 9% now from this year I believe, you only start paying back after you make minimum £27 k a year (which is basic living salary here for a full time worker) and if you can pay it after 30 years gets wiped completely so you never have to pay it. Heard some awful stories where in some places you debt gets passed on if you die? Crazy
But to answer your question I don’t think it is worth it as I hate the degree and that’s a lot of money but the potential to earn a lot of money from being a lawyer also family pressure etc is pretty high so just hope it pays off. Also society is a judgmental bi*tch
It is really too bad that you have to major in something you are not passionate about just to make a paycheck. I did the same thing. I made a good living but I was never really thrilled with it.
Yup. Especially in a major big city with lots of high earning city workers alike. Even a degree isn’t enough these days. Better have a masters and exceptional references🤦🏻♀️
I had a family to support so I went into something I knew was in demand but I tried to work someplace where I had a lot of time off. I had a pretty good work/life balance.
The only debt I have is about $15,000. I had a lot of grants and scholarships until the end of the year I ended up having to take out a few loans because I couldn't get a scholarship and the grants were all used up.
Was college worth it? No, it was not. I haven't been able to get a job for my major at all. Even the shitty ones that want you working graveyard shifts. Even the worst job for my major where you deal with horrible shit, the job no one wants won't even hire me.
I don't understand why. Since I graduated which was 2020, I've worked two jobs completely unrelated to my major. One was Amazon because I was desperate. Another was a teacher assistant at a elementary school.
I applied at fast food places just to see if they would even call me back like maybe it's my resume or something and nope they called me back. I didn't take the job interview. It was just an experiment.
I have student loans (about 12k) and no I don't think college was worth it.
I was one of those kids who felt like if I didn't go there I was going to be a piece of shit failure.
Like having students loans don't bother me, I knew what I was getting into financially and I take responsibility for it.
What I wasn't ready for was how SHIT my experience was gonna be when going.
I ended up dropping out when I had to get put on fucking suicide watch in a nearby hostpital, Uni put me at the lowest point in my life in every single aspect.
I'm doing better now, but never again, at least not physically. I'm still willing to do strickly online if I have the interest again.
That's what I wanted to do in the first place, but circumstances at the time only left me with the choice of going to an actual physical University.
I don't have student loans, for some people it is worth going to college, some it's not. I think schools shouldn't push college for everyone. They should encourage more students to try the trades. Plumbers, mechanics, electricians all make great wages and they have no school debt or very little
Exactly, I don't know if schools get kicked backs for recommending colleges but I know when I graduated high school they didn't even say a word about a trade school. It was all college
Yes and no. It really depends on what you’re going for. Some things require college, some don’t. It’s never a good idea to go if your parents are pushing you. I may suggest a community college to begin w where the prices are no where near universities. I’ve been in medical almost 8 years. Not one place that I’ve ever worked has hired me based on where I went to school. I’d suggest maybe schilling that is a few months long to get your foot into the door of the files you’re looking at if possible that way you get a feel of whether you really like it or not. I’ve seen nurses quit because they didn’t like it after 2 years of schooling. I think nowadays w so many ways to make money you don’t always need a college degree. There’s kids on YouTube making thousands of dollars on videos alone. And yes I have some student load debt. It was somewhat worth it.
I don't have any kind of student loans. In fact I get some money from the govt.
Regarding the worthiness.
I really don't think it is worth enough to go to college. It is just the degree paper that matters to me. More than 70% of my learnings are from YouTube and Udemy.
I had student loans, but they were paid off in 1994 (ten years). I used the Graduated Repayment Plan where payments start out small but increase every two years. Because my income was increasing every year, this worked well for me.
Went to a low profile college, got a diploma - but the line of work is horrible. Under staffed which caused poor care on the residents. I couldn’t tolerate being paid to treat people so poorly so I left the industry and got my loans cleared and never went back into health care! Industrial Construction is better and rewarding
If you wanna be employed, college is worth it. If you wanna start your own business and be your own boss, you don't need it, cause you don't need a diploma or degree to be the boss of your own company.
it sure helps even if you wanna have your own business. it's just not a necessity unlike in employment, where certain jobs you won't get without a degree.
I do, I pay on them. Like any other loan.. however, the system is fucked up. Needs to be changed. Education shouldn’t cost as much as a house, or I should say a down payment for a house every single year. The way I see it, college is worth it for three professions. Doctors, Nurses and lawyers. Everything else is pointless.
1
0 Reply
Anonymous
(25-29)
10 mo
I have no student loans. And college is not worth it.
UNLESS YOU go for STEM. Or medical.
Anything Outside of that you voulvse learned on youtube, the library, or skill share or paid private lesson for.
I don't make crazy amount it's 73k a year but I have no debt. And my house will be paid off by next year
No way. Paid those suckers off years ago. Student loans are the absolute worst. They are about as bad as owing the IRS except you can at least declare bankruptcy to get rid of that debt. Student loan debt is for life, you have to fake your own death to get those removed.
I don't, but they try to grab me everytime while I'm doing these classes. AIn't falling for that shi. Gonna graduate and gtfo away from these wankers trying to get me to do loans with them.
I don't anymore as I quit early in my mid 20's and paid it off in my early 30's. Was it worth a little over 11 thousand dollars to use outdated software and learn calculus to get a degree in computer programming? Fuck no!
I think a lot of people get ripped off by some of these schools, and even guidance counselors who probably got thrown into the job by a principal because he had no one who actually knew how to guide kids towards a good career.
Education is never a waste. College isn't for everyone. I know pleanty of successful business owners who went to trade school so they wouldn't have student loans and debt.
No I don't have and I won't have too luckily. My parents can afford it easily and even if I take loan then I can repay as my future job (business women) is well paid one.
I slipped in just before the fees became expensive in the UK, I funded myself for the most part with a small loan in the last (forth) year, no assistance from my family.
I would have at least liked the option to have them. System in Canada basically let me fall through the cracks. Couldn't get a red cent from anyone or anywhere when I needed it.
Superb Opinion