What’s your credit score?

[JustinTheGreat]

If you’re comfortable sharing it of course

mine is 746. Which isn’t too bad, right? 😭 I don't know I thought it was a good score but I’m trying to get the limit on my credit card raised and it keeps getting denied. I have friends who had a lower score or even no credit at all and they got higher limits on their cards than me so I don’t get it 🥲 my credit limit is only $300 like wtf lol

Updates

+1 y

Everything about credit scores confuse me and I think it’s kind of a bullshit system tbh

[SaoirseS]

I'm the same age and while I won't share my credit score, I have good credit.

A lot of factors go into calculating credit score, one of which is history; at our age, it really hasn't fully matured yet. On-time payments for secured loans like home mortgages and car loans usually raise scores, assuming you have no derogatory marks against your credit history.

This might help understand what factors are involved and how they're weighted:

The 5 Factors that Make Up Your Credit Score - My Home by Freddie Mac

[SaoirseS]

myhome.freddiemac.com/.../20210831-factors-credit-score

[Georgeсas]

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[PamelaRivers]

Don't know, but I do not think I'd post it.

[leighbee]

Like 300 something 💀😂

[Jennz6]

I don’t know?

[JustinTheGreat]

Thanks for the input lol

[Jaggermoves12655]

700 lol

[TonightYouu]

Like 710