Around where is your credit score?

Question

My credit score recently improved tremendously. I'm now at good with a credit score between 670-739. You don't have to post the exact number just a roundabout.

ohsheeT · Accepted Answer

Mine is pretty good. But I also pay cash for everything even through business I pay cash and I shouldn't. Or debit. And that's the same as cash. But I mean its good enough if I wanted something and if I wanted it on credit. I could get it. But... I don't think there is anything that I want bad enough. .. to use a credit card. When I bought my house I paid cash. For a lot of different reason but the moment I paid cash for it I basically doubled my money
When I go to sell it. Abd then add all there work I've done. It was a good deal. And in another way, I would have been locked into the interest payments.
And it's an investment it's so cash is the way go for me but yah is good its up there

jamesgoldman · Accepted Answer

556, they don't lend to me because I refuse to make them a profit

midnightmoon05 · Accepted Answer

Perfectly 800 and up. Don’t care because I am not planning to borrow money…. But they all want us to get into debt. We own all our assets with 0 debt.

a long time ago I was in a position to get a car urgently… because of Hurricane Sandy … i wanted me to buy a $10k car with. They quoted me with 5% interest. I was annoyed because I have over 800 credit score. On top of that, the paperwork processing was unnecessarily complicated so I don’t trust them … so I decided to paid cash. they were not happy because they make more money when people finance or lease. 😂

if you want to learn more about being good with finance… listen to Dave Ramsey.

CupcakeTheDestroyer · Accepted Answer

Last I checked I’m at 750

Makeushiver · Answer

780 and a little of that is from a contested charge. I'm in finance so I'm pretty on top of those things otherwise I wouldn't have a clue how to find. Speaking of finding if anyone is trying to finsd where to get your credit score free- and it takes some research- but CreditKarma is a good place though they don't usually have all three companies, just Experian and can't remember name of #3 but the score it hasn't had in recent past is. If anyone wants to know more-such as why your score isn't as high as you would have thought, you need to see your credit report. The report lists all theaction, including fr this purpose- anyone who has a lien on you. It's possible for those to go into effect w/o much fanfare so you could be surprised

RavVid · Answer

It seems very different in the US.

I wouldn't know if I have a credit rating or how to find out if I have one. I never do after pay because it would a pain in the arse remembering the payments. I do have post paid bills of course so effectively I get electricity for example on credit.

How do you get to know your credit rating?

genericname85 · Answer

we have a different system in germany. we have a different credit scoring system where you don't have points like you do, instead we have percentage probability of meeting financial obligations. i have 98%-99% score. the scores here are evaluated as follows:

> 97.5%: Extremely low risk (excellent creditworthiness)
95–97.5%: Low to manageable risk (very good)
90–95%: Normal to slightly increased risk (good/acceptable for most contracts)
80–90%: Significantly increased to high risk (may face rejections or higher costs)
50–80%: Very high risk (serious difficulties obtaining credit)
< 50%: Extremely high risk (almost impossible to get approved)

Lynx122 · Answer

We don't have that here. My credit score is perfect you could say. :) As long as you don't have any debt collection going on you're fine. Landlords will still consider your income but it's assumed that you have your finances under control. And most people do.

lightbulb27 · Answer

high, I since young lived under my means and always payed off my card on time.

it seems so messed up, the customers they really want are people not like me but ones that pay the minimum payment and keep piling up debt to some level so they make huge profit. I'm a cost to them.

Chazmatazz269 · Answer

I don’t know. I don’t care. I do not live by credit. If i can’t afford it, i don’t buy it.
More importantly, i will resist with all my might the amalgamation of credit worthiness, social media “justice”, and cashless society into the inevitable social credit system.
Everyone feels trapped, but nobody stops taking the damn bait! Ell oh ell!

NaultD · Answer

760. It would be over 800 if my probate didn't take so long. Juggling selling my parents property and missed a few credit card payments.

Refinance my morgage in 2020 so that legendary 3% isn't coming around anytime soon. so I guess it dosen't matter too much.

MuddyMole · Answer

No idea. Possibly quite poor, as it's something you need to build over time, and I've never had a credit card, overdraft, mortgage, phone contract, car lease, or in fact any kind of credit at all. On the other hand, I do own my own home.

sage2021 · Answer

Mine is getting better. I used to have perfect credit my whole life and then I stopped buying things and they took my credit card back.
If you carry a zero balance and if you don't use it for 6 months they will probably cancel it

Miristheiss · Answer

I don't really know. I don't really care. We've paid our house off, we just bought a car with cash and I have invested monies growing nicely. I am not really needing "credit".

glennos89 · Answer

Luckely in my country it's not introduced. Credit scores are being used by the banks to control your funds. It's a nasty way of controlling your finances. Glad we don't have that here

andreasderjuengere · Answer

Zero, I guess. If I need a credit to buy my daily stuff, then something is wrong with my life. I give no power over me to the banks. Cash is King to me.

AviatorTom · Answer

My credit score is in the Excellent area. I get almost daily offers for credit cards, bank account perks and opportunities to buy real estate.

Dinklex3 · Answer

765. Im thinking about switching my cards around so we’ll see.

goaded · Answer

I haven't the faintest idea, and giving some website all my financial information sounds like a really dumb idea.

DonaldDarko · Answer

I've never bothered to check. I pretty much view the entire thing as a scam.

Bricealan · Answer

@simslover92 Last I looked... somewhere over 800

exitseven · Answer

I think it is around 900. Everyone wants to loan me money.

Shiprex · Answer

I don't know because we don't have that idea. Is there an online calculator for this?

Kingofkings1992 · Answer

That’s a personal matter that you don’t ask other people about. Your credit score, your wages, your checking account balance, etc is your business and no one else’s.

WindAtMyBack · Answer

I've never checked it and never cared.

katiesmuff · Answer

Last I saw it was in the mid 800's

ShellyB · Answer

About 810 I think, for the standard one.

DeeDeeDeVour · Answer

Close to perfect (850) with Experian.

Amy10223 · Answer

I am above 830.

ProbablyClueless · Answer

Around 760, last I checked.

Jennz6 · Answer

I’m not sure if I have a credit score

Iron_Man · Answer

I think it’s 7 1/2 they said it was good

Circushowcowboy · Answer

I think it’s in the high 700s

nawtee_me · Answer

Last time I checked it was just over 700.

msc545 · Answer

Presently my credit score is 785

Abbycado · Answer

829 💅

seeyounexttuesday · Answer

811 FICO score

Anonymous · Answer

I'm not from USA, so I don't know.

BeechImFabulous · Answer

Mine was 725 when I last got a check.

Bklynbadboy12 · Answer

I won't say what it is but is high

OneViewpoint · Answer

Above 800.

slatyb · Answer

It seems to be around the internet.

sayan7 · Answer

900 score

DrPepper12 · Answer

790s

WonderingManII · Answer

I don't know.

Mark987 · Answer

above 800

Dongie · Answer

Around "NO DICE!"

foxsquirrell · Answer

Excuse me what number is that?

Hispanic-Cool-Guy · Answer

764.

RedInnocent69 · Answer

Similar to yours

Jerre · Answer

Above 810

eagle1951 · Answer

750.

Around where is your credit score?

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