Do you have an 800 credit score? If not why not?

[coachTanthony]

[midnightmoon05]

I don’t care…as far I’m concern they are not getting anything more from me hahahahaha!!! I always have over 800 credit scores…but it’s not important to me.

I don’t borrow money from banks…. so…I never have debts… aside from my building I bought… a mortgage…

one time during my divorce…someone stole my car… since I have no idea how much money I have to pay lawyers… I decided to keep some money and get another car and finance it… since I keep hearing … 0% down down with good credit scores… and with no interest…

well… of course I have enough money to buy the car… but I did the paperwork… I learned how Americans are stuck with these finance traps now… it’s not hard to save up $10k-$20k to buy with cash…but now supposed most can’t pay their car loans…

I paid off that stupid car after 3-4 months because I didn’t want to play that game anymore.
so I don’t need credit scores… we pay everything cash… including all our cars and all our properties… my ex hubby and I sold our building 3 years ago… so we have money to buy anything with cash.
I don’t live by the “American” middle class life style. It’s a trap to stay a slave to the system.

[CupcakeTheDestroyer]

I have a 750 score, it was inherited from some family credit. My medical debts are probably why it hasn’t gone up

[NamerOfStars]

I don't have one at all. I have absolutely no idea why most people tolerate, let alone accept, the idea of international corporations monitoring their financial transactions and keeping detailed records of them; I have gone to some lengths to ensure they AREN'T keeping records on me. Because I'm a privacy nut?

No- because any other time an organization sent you a letter offering you the chance to pay them to see records they'd been keeping about you without your knowledge or permission, and selling to goodness knows who, so you can check to see if the information in them is correct, well... "Nice reputation you've got there; be a shame if it got trashed".

Extortion is extortion, and I don't play nicely with extortionists. Periodically, I have third parties ask for records on me, and they're always sent away empty-handed. So long as that continues, things will be fine. If it doesn't, well, things will get ugly.

[zeitgeist057]

Yes, it's over 800. I don't have much in the way of payment history since I never borrow money, but my credit card history is solid with a large overall limit. I could buy a couple of houses with my credit cards if I was dumb enough to do so.

Honestly, I don't really think it affects me that much, since having good credit is mostly useful if you want to borrow money, and like I said, I don't.

[BoopBoopBeep]

For about 10-12 years now I've bobbled between 828 and 850 (hit it twice for about 6 month each, then I applied for a new card)... then I just kinda stopped caring about hitting it since 830 vs 850 isn't going to change anything for me, so I just get new cards whenever I want now.

[Anpu23]

No, I have been out of work for the last year. Trying to bring my company up to speed, and living on credit. So my debt/income ratio is a mess. I'm making all payments on time, but I am building a company.

[msc545]

Yes, I have a credit score over 800. Thank you for asking.

[coachTanthony]

lol you're welcome

[kinggeorge007]

Because I don't do credit cards, credit scores are stupid. Why should I use a credit card if I have money? Why does it prioritise credit? Why doesn't it account for debit payments? Stupid system.

[BoopBoopBeep]

Because you don't collect airline miles on a debit card. Credit cards also offer better fraud protection than debit cards.

[CozyCoffin]

Never. I've had to move quite often and did have difficulty at first when getting a job. I had to put many things on credit. Mine was 750 last time I checked.

[Cody2004]

I don't have any because I don't have a credit card I don't think I ever will either

[AngryCarl]

My credit score is probably really low because I don't use credit. I can get it if I want, I just don't want it. I paid off my mortgage and I never want to owe money again.

[JustinTheGreat]

No. It’s getting there though. My score is about 750 right now

[goaded]

Because I don't have a credit score afaik, and I don't owe anyone any money.

[worldscolide]

I'm at an 840.. Its NUTS the number of credit card offers i get.

[Wiredone]

It's close to 800. It was lower due to my spending for my business

[Still-alive]

im in the 700s :/

but i used to be in the 600s so its better than it has been lol

[NathanDavis]

in both countries, as well

[coachTanthony]

A lot of your comments lack context lol

[NathanDavis]

it is in your premise

[coachTanthony]

LOL okay no clue what you are saying

[NathanDavis]

take your best guess... I'm sure you know well

[coachTanthony]

You have an 800 score in two different countries? If so which countries are those hence (context)

[NathanDavis]

you know where I am from, lmao

[coachTanthony]

If I did your comment would of made sense but I have no clue or simply forgot

[NathanDavis]

it happens... well, you do know it is good score, that's what matters

[Paris13]

Very NEAR, dear. xxoo

[Paris13]

5200 in Credit Too. xxoo

[Astarlessnightsky]

I don't have a credit score.

[IslaTheWitch]

I have perfect Schufa lol

[Anonymous]

Currently 709