What else can I do when I have money issues?

[Anonymous]

I have around $2,000 of debt that I can't pay off as I don't work. I've not worked for a year due to mental health issues.

I'm not entitled to any help as my boyfriend makes too much money. I forgot that one of my debts had a payment break, and now they have referred me to a debt collection agency. I'm praying that people don't come around and take things away.

My anxiety is so bad that I was having a panic attack, and I while calling my phone provider as I need to pay my over due phone bill also. My boyfriend will most likely shout at me because I've not been paying them.

I honestly don't know why. We don't go out. I don't buy clothes (apart from some from my birthday, that I mostly returned), and we don't go on vaccination.

And he is right that it is his money and he can spend whatever he wants too on it. He works incredibly hard for it. Unfortunately, my therapist is away for a month, so I can't even speak to them about this. I'm so tired and worn out.

There is no one else to help me call. All I think about is money. I stress eat and stay up because I'm too stressed. We have made no plan to pay the individual ones. I'm crap at this. Honestly, it sucks being an adult.

I hate my anxiety. I hate myself for being like this. I'm not lazy, I just have issues that I ignored for a long time, and now I'm paying the price 😔

[Anonymous]

I assume you mean "we don't go an vacations" and not "vaccination". At the end of the 4th sentence, ight?

Otherwise I'd say good fo you.

Vaccine side effect.

@BoobSlayer knows more about vaccine side effects. I'm just a silly conspiracy theorist.

Anyway, it is clear, if health challanges prevent you from going to work, the government may step in and allow you social assistance, depending on where you live. You may get both, paid for a health treatment as well as monthly $$$ because the illness doesn't let you work even though you're still getting the treatment, if the nature of your illness is the one that takes long time treatment to be gone. If possible, tie it to covid, they love blaming covid, if covid did it to you then you'll definitely get benefits.

[Asker]

Lol, and yeah, was a typo. Unfortunately, I am not able to claim anything as we live together. Yeah, it's depression and anxiety, which is not fun 😕

[Opinion Owner]

Anything physical? At all? I am getting shit this month because my mouth looks similar to this (not me, but quite similar)
www.researchgate.net/.../...rrow-palate-Case-5.png

This thing fucks with mental process directly, by affecting the brain.

Anyway if you have anything at all physical, don't overlook it.

[Asker]

Don't over look not working? I'm exhausted from my depression and anxiety. It had crippled me

[Opinion Owner]

Ok then you must have a bad posture because exhausted and depressed people never have a good posture.

What do you eat, because it also plays a role, normally depression doesn't last long without preexisting health issues.

And are you proud of your posture or do you look like you need your spine replaced?

[Asker]

I don't eat well, but I have an eating disorder, and I'm working on it. Also, no, I don't have bad posture, just serious mental health issues

[Opinion Owner]

Yeah don't underestimate the food part.

And overall health part that everyone should work on, you mentioned that you stay up at night. Do you get sunlight during the day? Not just vitamin D but it's recognized as one of the most power antidepressants probably right on par with exercise. Plus, sunlight will make it easier to fall asleep at night as it resets your circadian rhythm.

Does the government pay for your therapy that you mentioned? If you've been spending on self-medicating they may also compensate for you.

[Asker]

We get it for free where I live

[Opinion Owner]

Ok I'm not a philosopher nearly as sophisticated as @bean2k21, but I'll say what I know.

There is a belief, thinking about which sometimes helps, that anxieties and depressions come as a result of biological processes. It is us who then assign faulty meanings to them.

So if you have "high cortisol" or related biochemical issues, from poor nutrition, which is extremely fucking common, you'll be anxious and depressed.

Your source of health problems may 100% be the malnutrition.

Something is causing it, and it's not just in your head.

You know, when there is anxiety there are stress hormones. It can be the other way around, that you first get pumped up with stress hormones and then the anxiety sets in.

Since you've had therapy and it hasn't ended. You also didn't describe anything hurrying about your past to really mess you up mentally.

It could be all biochemical bit please DO NOT just jump onto serotonin modulators, that's like putting a bandaid on your car's "low fuel" light. You may later choose to once you're sure that there's no problem with the fuel actually being low.

In case if medications are effective, see it as a sign that your problem is biochemical in fact. So you can work on getting your nutrients in and losing toxins, so that your own natural neurotransmitters continue to work properly.

[Opinion Owner]

Don't worry about the debt for now, 2k takes less than a month to pay without much discomfort.

Money is a social construct. What's real is you and your health.

[Asker]

I'm too tired to understand what u wrote, but yeah, I get the message. Thank you. Should I speak to my boyfriend after he gets back from work?

[Opinion Owner]

You should speak to him as much as you want, what do you mean to speak about exactly?

[Asker]

Just being honest about my bills

[Asker]

That I have a debt collection now for one of them

[Opinion Owner]

Yes, who doesn't like it when people are being honest.

[Opinion Owner]

It may be relevant, that I'm coming back to my senses, after being somewhat absent for years. I just farted, and farted, and farted, and farted, and farted, it seemed to come out of nowhere. Then I got stomach aches, and the only way to stop them was to curl up with my butt up. Shortly after, I went to the toilet with small amounts of diarrhea and farted even more. I'm still farting.

Not sure how it relates to your post?

Well we talked about posture and mood. I just feel much more alive now. I had lots of gas trapped in my intestines for years. I think it was there stabilizing my spine while the right diaphragm wasn't able to breathe. Which is odd because the right diaphragm in humans is much larger than the left.

So anyway I feel my core muscles very differently now. I wasn't insecure about it or anything, but I had a somewhat enlarged midsection despite being lean enough to have veins popping through the abs. I lost circumference from farting.

The teeth play a role here too, though the above image linked is an over exaggeration of my case, the direction of molars is the same, with the right side being more bent than the left.

[Opinion Owner]

Well my last reply could be full of shit and coom jars, if I think about it. I probably had gas because of the foods that I consumed. Nonetheless, I just improved one sided anterior tilt, it was only existing on the right side, which is extremely rare because the right diaphragm is larger, and one sided tilt happens on the left side over 99% of the time. Just some weird shit on it's own, though the gas is still coming out and after each burp and fart I feel like my posture is improving.

But you, don't worry about the little debt. 2k really isn't that much. I don't know much about you, it's hard for me to imagine how you'd have depression when you've got no health problems.

Would you be perfectly happy if you had no debt? Because you're not far from it. Look at it no differently from trying to build up savings. Imagine you have no debt right now. And so what glare you going to do? You can live your life, free of worry, but save some savings like 500 a month, and after 10 months you'll have more than half of it saved, the debt of now will feel insignificant.

[exitseven]

There are strict laws regulatin collection agencies. They cannot come to your house and take your stuff. Tell them your situation, they will probably just back off because it is not worth their time.
Why can't you collect some kind of assistance because your boyfriend makes too much money? You are not married so his income should not effect your eligibility.
I know this will not be helpful but thr to not stress out over money and concentrate on getting yourself better.

[exitseven]

Thanks for the MHO😎

[magiusX26]

get a job where you work from home such as data entry

do online things such as surveys

donate plasma

sell your eggs

collect cans/recylables

do odd jobs for neighbors/friends

start driving for things like door dash

of course leatning to comtrol your spending and how to budget helps too.

[ZXCwWRQWz]

Why doesn't your boyfriend offer to help here?

[Asker]

He does, it's just it's my mess

[ZXCwWRQWz]

Stop looking at your life as a mess you can't clean up. When you want to clean up a mess, you don't think about the entire mess or you get overwhelmed. You clean up this part. That's one little step. Then you clean up that part. Another step.

[Asker]

So emailing some companies was a small step?

[ZXCwWRQWz]

That's definitely something but I think you have to baby-step your way to work (which might even require therapy before if you suffer mental health) to truly clean things up.

[Asker]

Im in therapy

[ZXCwWRQWz]

Maybe a baby step is asking your therapist on advice of how to start earning money again.

[Asker]

She's on a months break unfortunately

[CuriousMufuxka]

I'm borderline nuts, and live with extreme anxiety mixed with self doubt. But I hustle and work anyway. I today celebrate my independence and hope you'll become some day.

[Asker]

Thanks but I need help now. I can't just randomly feel better unfortunately 😕

[CuriousMufuxka]

That's the thing! Nobody is going to help but you and you alone. Take stock and kick ass financially!

[Asker]

I have no where to but it lol

[Asker]

I sold some of some my old clothes a few months ago though