Do you think your partner may have the authority to know your bank account details?

[gayesblog]

Or is it normal that you don't share it with your partner because it's sth that just belongs to you.

[Prettygurl12]

My husband and I share a bank account. We both have access to it at any time. I'm the one who does almost all of our budgeting, though. My husband almost never logs in 🙃 He just asks me how much is in there and then just spends it 😂

Before we were married we did not share finances. During premarital counseling we discussed precise numbers and any debt we had. While dating, however, we didn't discuss it so much. He knew I had a job. I knew he didn't. But other than that... we didn't talk specifics.

Because I was the one who was working and who actually had money when we got married, I added him to my account when we got back from our honeymoon. We've used that account ever since.

[midnightmoon05]

We share everything. Every couple runs their house hold differently. What ever works for you.
my first marriage.. I ended up with nothing because he is a tech guy and locked me out of all our shared accounts. Even though I helped him become a missionary.
my second marriage…he didn’t trust me.
now we are doing really well and share all our accounts… yiu think I learned my lesson? 😂 I trust easily..
so it all depends

[midnightmoon05]

Thank you for MHO.

* millionaire- not missionary - typo

[Guy13]

Without a doubt !!! Actually direct deposits and all forms of Income into a joint named Operating Account with two signatures. Separate checking and credit cards. One operating account fund manager whose responsibility is manage and process monies and maintain a monthly spreadsheet that is joint password protected and accessible anytime.

Allowance, Savings, and all bills emanate from there including surprises like medical and interest that can be written of. There should be a separate Accounting of tax deductible bills etc.-AT LEAST itemized and amount for Accountant.

WHO makes most money is irrelevant. Grow the... up unless there is no commitment !!

[NikosBlackwood]

Steve Harvey relayed some great advice he once got:

"... Each couple should have four bank accounts." He goes on to state that you make one joint account for necessary expenses, one for joint savings that needs two signitures to move, and a private account for both partners.

It's not my opinion that partners should know each other's banking information for their private accounts- irresponsibility and malice exist, after all.

[AviatorTom]

Of course, that's what partnership is all about. Both of you should share in budget planning and bill paying.

It's also important that each partner knows what's going on financially. There are several cases like this one: The husband always took care of everything financially. One day, in his early 40s, he died in a car crash. His wife knew nothing, and struggled to get things under control after he died... with 4 young kids.

[BlueScorpio]

If you're married, yes cause if one of you die then the spouse would have access to all accounts.

[WolfBaneHunter78]

My parents, who have been married for 50 years & not situation where they've been separated, cheated, etc., have a simple solution. There is a joint bank account for day to day needs & bills, etc.

Each of them have their own private accounts as well.

[The_Shadow_Dweller]

That's exactly what I said! I would have simply liked your opinion.😅

[Anonymous]

Largely depends on the relationship and level of commitment. When divorce comes all money, property and assests are usually split 50/50. The only thing i would say is often when women decide they want a divorce they've squirled away savings and may empty joint accounts just before or run up debts on a husband's credit card.

After my brother hung himself when his ex fiancee dumped him fof another guy she had previously run up debts on his credit card and emptied their joint bank account. Then she demanded he leave their home as her name was on the lease. A week after his funeral she had a new guy moved in with her, then she took his bank card and removed his savings from his account, she then went down to where he had been working demanding his last paycheck, his bonus and any money he was due holidays etc, she got f all. But that's why so many guys are reluctant to share bank accounts and give access to their money

[user4477388]

Well a bank account should be kept separate in a relationship bank account should be kept separate and private now if you want to keep a joint account where both people in the relationship contribute to putting money in the account then that's different.

So keeping accounts separate and private is good in the event a couple calls it quits heaven forbid that would happen you would have the asset's in your private account to protect yourself and to keep on living in a house. There's countless accounts where a couple has called it quits and the other in a relationship has drained all accounts both joint and private accounts and closed them so yes keep separate and private.
Not everything needs to be shared there are things that are the sole property of a individual and not the couple

[Emiliamazing]

We both certainly have access to each others accounts! If something were to happen to one of us, we both feel it's important that the partner left behind be able navigate the complicated world of loss/death.

when we were dating, it was a little bit more private.

[Screenwriter]

If you have separate accounts and aren't married, no partner has the "authority" to know your bank details.
Couples have to work out how they handle finances. Some are open about money. Some aren't. As long as there is fair sharing of expenses, little else matters.

[The_Shadow_Dweller]

Unless it is a shared account, she would have no business in my account. I will allocate funds for house expenses for sure, and they will also be available to both of us, but that's it. Nothing more.

There is a limit to everything. No point in giving her my personal bank account details or asking for her bank account details. Unless it's necessary for some official work or something.

[mobiusforniner]

I tell my wife all the time. Wife still has no clue how I manage finances. And doesn't care.

Being transparent with our finances ended up hurting me because my mother in law found out and attempted dictating how I should spend my sizable investments.

When it comes to money, there are no friends. Or family.

[Anonymous]

I view the issue from another perspective. Do I want reciprocity, or to be their junior while they are my senior?

As for me I am sure I want reciprocity. So the question is: do I know their bank account details? If yes, they should know mine. If not, they shouldn't either.

[DCowboy4747]

My account is just that, My Account. If you have a high level of trust for your partner, they suggest opening a joint checking/savings account. This gives both parties equal access to the account, information, and use of the funds in the account.

[Aerissa_Jade]

I'd say if your married, it should be joint... if not married, can have your own. However if you have your own and split bills, aren't you really just roommates?

[Kori1236]

Unless it’s a shared account my money is my business. If my SO were to need help I would help but regular access to my account and questions about spending habits aren’t their business

[exitseven]

my wife has all my bank info. we have a joint account and I also have a savings account that is just in my name.

[19magic]

Nah I might show them my bank account but login there's no need, but then that's why there's joint accounts

[OddBeMe]

Um no. Your account stays your account. That kinda shit is how people get raided and left with nothing.


If living with an SO is getting serious, start a joint account. Easy to transfer money into it to pay bills.

[LazerBean]

Yes, but how such things will be during marriage needs to be discussed long before the marriage takes place.

[Anonymous]

Depends if you're married or not. If not, it's your personal property, don't share it.
If you are married, probably the same but you may choose to share stuff if it suits you both.
Or just have a joint account which is the official answer.

[oddwaffle]

Any reasons why you want to share? You don't want to know stuff for the sake of knowing stuff. It's damaging to the relationship.

[AdithyaR]

If you're in long term relationship and live together then yeah. Finances and expenses are something that needs to be shared. Especially if they're legally married.