If a fetus is considered as having life at conception, then shouldn’t I be able to take out life insurance on my unborn baby?

Shouldn’t child support also start from before the child is born? (A paternity test can be done at 8weeks) I’m just curious if a baby is considered life at conception why should a woman have to wait until birth to claim certain benefits?
If a fetus is considered as having life at conception, then shouldn’t I be able to take out life insurance on my unborn baby?
If a fetus is considered as having life at conception, then shouldn’t I be able to take out life insurance on my unborn baby?
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