I'm done with intelligence

[Anonymous]

I had about enough chasing after intellectual things. Riddles, puzzles, complexities, mind games (not the relationship ones), intellectual arguments or battles. I'm all over it. Mainly because my work requires specific intellect in STEM and because knowing things does not contribute a lot to my happiness. Not nearly as much as making lots of money does. Most likely that's why I had also enough of intellectual moments.

For instance: What makes me happy if not chasing after intelligence? It's not like intelligence feeds me or cures me or whatever - unless it's work related, where I'm getting paid. It's the money. I work for the money. Being rich makes me happy. And I see being smart is not required to be making a ton of money as it's proven with the people buying a new iPhone every year (it's fine, they can do whatever they please with their money). Or the rapper Tekashi 6ix9ine making millions of dollars with his explicit music videos at 25 years old and Nicki Minaj too by simply bouncing her boobs almost nakedly on YouTube.

I'm so done with it. The last thing I need to do now with intelligence is reevaluate in how I get closer towards the riches 💰💰💰. I wish I knew all of this sooner than later. I don't care if I'm smart or dumb or somewhere in-between. All I wanted since I was little is making tons of money and I was taught being smart is the way to go. It's more often than not - not the case.

Don't get me wrong. I loved science and I still do. But at this point I feel the need for a real reevaluation.

I do wonder at this moment if dumb people are living happier and are making more money (compared to the smart ones) since they tend to blindly follow orders and do not question pretty much anything in general. I don't blame them. More power to them if it brings them home more of that almighty green paper.

Clearly I have been missing some things, that will bring me closer to what I want. If people like Tekashi 6ix9ine and Nicki Minaj and all those loyal Apple fans can be or are rich enough without needing any bit of intellect, then I suspect I've been doing the wrong things.

I feel I need to be shown the real way towards becoming rich. I know of a few things. But I feel it's not enough still. Working more than 40 hours a week (I do 50 hours a week) in STEM can only do so much for me. Or I've been working for the wrong organization or occupation if money is my top 1 thing I look for in any job. With such wages there is no such a thing like a work-life balance.

In any case it would be quite helpful if the resourceful ones can show me some ways, that we, the greedy, ambitious and money starving ones are not being shown.

For many people "being rich" means you can literally order pizza every day if you so please 🤦‍♀️🤦‍♀️🤦‍♀️ (and that's probably somewhere between 50-60K annually)

[zeitgeist057]

My definition of "rich" means that you can do what you like with your time. Maybe do some work, maybe not. Volunteer somewhere, travel, visit with friends. Buy something you want.

Of course this has some variability. There is "rich" where you can afford to eat at McDonald's everyday, or "rich" where you can afford to eat from Whole Foods, or next level where you can afford to pay someone else to go to Whole Foods and prepare the meals for you, to the next level where your assistant arranges whatever you like. The difference between all these could be generating $40K/year to $300K/year.

My advice to you is that if you want to be wealthy, you need to observe and follow the actions of those who are wealthy. Do they have good jobs? Nope. They have money. Their money makes more money for them. This is what you need to do, and if you have no money to start, you need to generate some. But don't just let it sit in a bank depreciating, you must invest it. Find at least a 7% return, anything above 10% is fantastic. Take some risks, but don't make everything a risk. I personally risked on various things, and then cryptocurrency was a success. Now I took that success and I have reinvested and diversified it for security. But I'm not done working yet, I still go to work and make money, and I keep investing it. I make more than I spend every month, and the extra gets invested.

Second tip is to figure out what job you can do that you will enjoy and make the most money possible. For me, I used to be a firefighter and I enjoyed it, and also had a lot of vacation time, but I didn't make a lot of money. Now I am going for RN licensure, where I will make more money, and still have a lot of vacation time. Don't waste your time on jobs that pay very little (less than $20/hour). Find those jobs paying a lot. They are out there, and there are plenty of jobs paying over $40/hour that you can get into with just a little or next to no training or experience, but it takes some research. Then live a simply and don't waste your money on garbage that depreciates like a new car, new clothes, etc. I always buy a used car, also just get minimal clothes and clothes from thrift stores. Some people spend $20,000+ on a car, or $3,000+/year on clothes, that's just throwing money away. Invest that money and let it grow.

Eventually, and maybe quite quickly, you can get something around $1 million, and if you have 7% interest on it you are getting $70K/year. That's enough for "rich" enough to buy quality food for yourself, and enjoy life without spending a lot on luxuries.

[myTake Owner]

Just what I needed. Thanks a lot!
Where do you suggest a novice investor gets started? Is interactivebrokers any good?

[zeitgeist057]

I have lost the most money using Robinhood, due to emotional investing and watching my money too much and reacting to the market.

I have made the most money investing long term in cryptocurrencies. But this is more volatile and risky, since you can pick a winner or a loser.

I have made a consistently good return using apps like Wealthfront, Fundrise, Betterment, and Vanguard. The last one, Vanguard, is where I have my Roth IRA and additional retirement account, using their "Target Retirement 2035" fund for deposited funds.

I have no personal experience with "interactivebrokers". They have a tempting presentation on the website, but my qualms would be centered around not knowing much about them, how long they've been around, etc. This is why I trust a more established firm like Vanguard. Although to be fair, almost anyone doing business in crypto is fairly new these days. I have had good success with Kucoin and Blockchain, and am researching using CakeDefi as they promise better returns.

[myTake Owner]

I need one broker, that doesn't care about my geolocation. And I think interactivebrokers might be just for me. I do not fare well with regional restrictions.

[zeitgeist057]

I've just put some DOGE and DFI in at https://app.cakedefi.com

I am pretty impressed with their posted returns, so I'm dipping a toe in the water right now so to speak. They have a refferal program if you want to get a bonus $20 with an initial deposit of $50 or more you can use my code: 658209

I already got $20 from signing up, but the only catch is they put it in a "Freezer" account for 6 months, but the upside of that is it is currently earning 62.7% as I opted to freeze the funds for an additional 6 months for a better return rate.

I also earned $5 in DFI (also frozen) for completing a short tutorial about DFI.

Their "Freezer" program is pretty intense: You can get up to 139% return if you choose to freeze funds for 10 years. The rewards will not be frozen, so essentially, whatever you freeze should be returned to you in the form of interest (unfrozen assets) in about 9 months.

If you are interested in using them, I would go for the 10 year program with an amount you are comfortable being without for 9 months. After that, it will be pure profit of whatever you invested slowly paid out over each year, and when the assets are unfrozen in 10 years, that's just a cherry. I did the math on a $75,000 investment; it will pay about $285/day at current DFI trading prices.

[raven6933]

Money can never make you happy and from your assessment you should already know that. Money only brings materialistic things which you become bored with quickly. If there's no one to share it with, what's the point? Also having lots of money, you never know who your true friends are. I have been on both sides and prefer to be broke and happy than rich and miserable. A vast majority of society are users, sad but true. I hear all the time "I'm not like that". I'm still waiting to be proven wrong.

[myTake Owner]

You obviously never knew anybody, who got happy by money alone.

[Anonymous]

You chased intelligence when you should have chased awareness. Intelligence is not that important. School thinks it is... But yet 97% of the population is not earning the amount they want to earn. People with degrees running off their business cards but yet they cannot even find work, let alone earn the amount they want. My advice:
Get the book the science of getting rich and also study paradigms and Bob proctor. Bob proctor was a high school drop out. A rich man gave him a book and Bob's income went for 4k (about 34k in todays money) to 175k (about 1.5 million in todays money) in 1 year and then in five years he took it over a million which is like 8 million in todays money. Bob changed his paradigm. I'm not gonna the book the man gave him, if you want to know, go look for it yourself. I'd highly recommend getting in business for yourself. People want money but always put a lid on what they can earn by working for someone else. It's common sense. The money you earn is in direct proportions to the service you give. Stop trading time for money. You run out of time everyday. Nicki Minaj earns millions because her songs serve people even when she is sleeping. Her songs are her workers. Her product is also herself and she can take those products on tour and charge a lot of money for the experience. There is a great need for entertainment. The owner of Amazon is serves people without even doing it himself. Be the owner not the worker. You have to give people an impression of increase. Anyway I'm not going to sit here and try to explain everything. Learn from the masters. Earl Nightingale's Lead the field program is great too. In fact, Bob was using that while he was reading the book.

[myTake Owner]

Good stuff. I found the audiobook "The science of getting rich" and listened to it halfway through already.

[Rachelspiks]

God yes, I can relate to this. I often feel as though I'm surrounded by characters from the film 'Idiocracy'; stupidity is rewarded both financially and socially, and I often wonder why. It just doesn't make any sense at all, unless of course it's simply because those who are criminally stupid are rewarded because they are also easily manipulated, and like to do as they're told.
Don't give up on science, because a greater understanding of how reality works is a worthwhile goal in and of itself, even if it never leads to anything else that may, or may not, be financially rewarding. After all, what's the alternative? Become a religious fanatic? A flat-Earther? A conspiracy theorist?

[myTake Owner]

Not going to lie but if that's being heavily financially rewarded, then that's my way to go. But I've never seen flat earthers, religious fanatics or conspiracy theorists being financially rewarded. Quite the opposite for the religious fanatics.

[Joshua_L_Blackmon]

its a common thing amongst the real adults to feel that way. I felt that way for a long time.. and i kinda embrace it now.. I realized the world isn't gonna change and it needs dumb ass babies with a rare chance on making super geniuses. oo fuck.. Im sorry if you're a smart women.. , because I dated a smart women and she told me its a bitch and a half, because its hard for her to be attracted to most men and the ones she are attracted to, aren't as attracted to her.. I hope you find a smart.. or have found a smart man who is attracted to intelligence. I am , but I'm attracted to a lot of things too.. and not being grammatically corrected, when I program.

[Joshua_L_Blackmon]

you knew I type'oed on for of.

[Adam1978]

You never need to chase intelligence, if you do your not it. You can chase knowledge and building skills. Intelligence is just the way you process and deal with that. If your smart and money is your goal, which also seems to be a dumb persons answer. Your goal should be something money gives you. Ie independence, security and so on. Money is just a tool. With it you can be more efficient with reaching your true goal.

[bamesjond0069]

Intelligence is not very important. Im high IQ but i purposely avoid too much intellectual pursuits. Its not healthy. I focus on body ie working out and sports as well as calm and relaxation ie meditation massage walking the beach

Intelligence leads people to overthink and it causes unhappiness.

I make a lot of money and dont really work. Thats how i suggest you make your money. If you have to work hard for more than a few months in your career... get another one. When i do a new deal i work hard sometimes but not if it is part of the deal. Ill set up an investment or business and then i expect it to be mainly hands off.

[andreasderjuengere]

You ask:
''... it would be quite helpful if the resourceful ones can show me some ways, ...''
I'm afraid that you aren't worth it :D

I can -and will- understand that if someone who can only be satisfied by banknotes thinks like you do.
However, I think differently. And I'm ''happy'' as well.
Live long, and prosper.

[exitseven]

Just being "book smart" is not enough. There are many types of intelligence. To get rich is sometimes just luck, or being in the right place at the right time, but also being able to see the big picture and the willingness to get your hands dirty and also make sacrifices.

[RealMarek]

Hate to say this but my experience in corporations is that people who play in the ethical gray areas or are simply corrupt are way more apt to get ahead than the most competent people. Also, STEM will not be a path to riches for very many as long as companies get the government to flood the market with H1B visa holders and violate laws around visa sponsorship with impunity.

[weeee]

I don't even know what this post is. You don't like puzzles or philosophical discussions to become rich. I think its just human to be fascinated by the world and to try and attempt to understand it. The only "goal" is to "understand".

[sensible27]

Intelligence and relevant information help you make better decisions, and reliably, that's the definition and what it means, it's what defines it.

[Anonymous]

Dude--if you consider "being rich" making between 50-60K annually and having the ability to order pizza whenever you want, how are you NOT ALREADY rich, given you studied STEM? What STEM job do you have that pays less than that?

[bean2k21]

Interesting points. One thing I learned in business school is that it's not rocket science.

[Staximus]

Learn how to invest your money so it's making money for you while you do nothing.

[myTake Owner]

Correct. I plan to do that big time instead of having kids :)

[Soleil8000]

If intelligence to you is work and not a hobby, you never had much of it.

[Soleil8000]

What you actually said is 'this is too hard I am throwing in my towel'. Why not.

[makinuwet]

Well if you're down to do some of the f'uct up shat they did for money, you might as well be a call girl. its more dignified underground

[myTake Owner]

Hahaha 😆

[Anonymous]

Persistence, awareness, culture and adaptability are more important than intelligence at making money

[msc545]

Intelligence always provides an advantage.

[Calgarydirty69]

unplug you will thank me

[Hallo626262]

You're not intelligent.