Could it be karma?

Ever since my boyfriend and I laughed at his baby mom for being homeless and left with his kid, we've been having bad luck. I got into a car accident, my mom is sick, my cousin also got into a car accident, My friend got m×rdered by one of his friends a week ago, my boyfriend was arrested multiple times for no reason, I've been crying nonstop. all of my friends stopped talking to me/hanging with me and we, my boyfriend and I; were both homeless. If it wasn't for my sister and mom we would've been living in my car. Could it be karma? The last thing my boyfriend baby mom said Was "you both laughing now, but you will be crying later" which was a year ago... i think she wished bad luck on us.
Could it be karma?
Post Opinion