Why does ALL my fat go straight to my stomach?

I know that everybody has belly fat yes i know. But i swear on my life, every bit of fat in my body goes to my thighs and belly. I tried cardio, waist training, and just simple dieting. Nothing. I hate my body because i have a rectangle figure which makes this situation just way worse because my body type already gives no definition to any part of my body. Please help. Like i want to get rid of all of it. Im not overweight. I don't have flabby arms and stuff. Just this fucking stomach and huge thighs.
Why does ALL my fat go straight to my stomach?
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