So I have a serious question, so there is this girl who I work with she came to my department due to the fact that I’m Ukrainian and so is she?

[Anonymous]

Anyways she started asking me if she can borrow money from me and she does give it back to me on the due date like on the day she gets paid but lately she been constantly asking to borrow money from me like she asked the other day for 200 than the next day 45 for gas and than she did pay it off but right when she payed it off she asked if she can borrow 350 now bc she needs to send it to her brother is Bulgaria.. anyways always reasonable excuses but I was okay with occasionally but now it’s like constant thing what do y’all think? I mean she does pay be back right away but I find it annoying and weird now

[abc3643]

You are not her credit card company.
Do this: Make an excuse to keep your money such as needing to save for something important like a downpayment for a house. Do this enough times and she will realize that The Bank of You has closed her account and she will find someone else to mooch off of.

How is she paying you back on time? With your money.

Let me explain...
She's short X.
You give her X.
She gets paid at least X so she basically gives you her paycheck to pay you back...
But, of course, that really means that she's likely short X again.
The cycle continues...

[Saiesh30]

Once, twice or at max thrice in an ideal world might be okay.. but this is definitely not normal neither okay. Perhaps it's time you start using the infamous word, NO. If can't use it directly, just start making excuses like you need the cash for something else or you didn't carry enough. It should stop her.

[Asker]

She knows I got many saves in my account

[Asker]

Saved

[Saiesh30]

Yeah that's the point. Make excuses so she understands you're not okay with this borrowing exercise anymore.

[Asker]

What should I tell her

[Saiesh30]

Say, you're sorry you can't help her today as u need to get something and you didn't carry enough to lend her or that you've stopped carrying any extra coz you tend to spend it all

[Asker]

But what if you was in my shoes and that person still sends you money back after a week or so

[Asker]

Would you do agree or no

[Saiesh30]

Honestly if I were in your shoes, I'd ask the person straight and directly but politely why he does so? And then if it's something that can be sorted, help them in that

[Asker]

She basically says she uses her money on car insurance and house rent so ends up with none

[Saiesh30]

That's not the right way. If that's the case, she's not handling her finances well and needs to be educated on that. What'd she have done had you been not there? Do you have to ask for her to repay or she repays herself without your reminder?

[Asker]

She pays it back on the due date but yea I don't know what she would do without me

[Asker]

I guess I’m stuck

[Saiesh30]

If you're worried you might look bad, then possibly yeah. Else talk it out with her at length that it's neither wise nor right to borrow every now and then. And that you're happy to help but it shouldn't be made a habit.

[Asker]

Yea she’s lucky she got me

[Saiesh30]

Lol kinda... But everything has an endpoint. If not now, at some point you'd convince yourself to stop. That'd be it.

[Saiesh30]

Appreciate the MHO! Hope I was able to help.

[ChicoFromThe305]

Next time just tell her you are waiting on your check, you can't argue with brokeness lol