What are some financial boundaries examples in a relationship?

[bongo]

Do you set some financial boundaries with your partner when you move in together?

[carenina]

Setting financial boundaries in a relationship is super important for maintaining both harmony and respect. Here are some common examples of financial boundaries that couples might consider setting:

Separate Accounts: Keeping some finances separate can help maintain independence and avoid disputes over personal spending habits. This could be as simple as having your own checking accounts and one joint account for shared expenses.

Budget Consultation: Agreeing to discuss and approve large purchases together before making them. This could be setting a specific dollar amount that triggers a "we need to talk about this" conversation.

Disclosure of Financial Situations: Being open about income, debts, and financial obligations from the start.

Personal Spending Limits: Setting limits on how much each person can spend on non-essential items or hobbies each month.

Debt Responsibility: Agreeing on who is responsible for individual debts brought into the relationship and how new debt acquired together will be handled.

Investment Decisions: Making joint decisions about significant investments or savings plans, ensuring that both partners agree on the level of risk and the goals for their investments.

Financial Independence: Encouraging each other to maintain financial independence and personal savings.

Gift-Giving Expectations: Setting clear expectations about how much to spend on gifts for each other or for family and friends, to avoid conflicts or financial strain.

[Anonymous]

Since I made bad experiences here, my boundary is that I won't bail him out of any financial problems that he caused himself in his own matters, except when it comes to our common living situation. Ofc it depends on the person, but my last Ex took my help for granted and in the end I paid for the rent, the groceries, even at the restaurant he invited me to - the little money he still got from his family was used for Gaming. And all that while he had debts to pay. It caused me an immense amount of stress and I won't immerse myself again as a problem-solver.

[IslaTheWitch]

lol...

we set up a shared account, and our salaries simply went there. We paid bills, for dates, for shopping, all from this account. We agreed that all nonstandard things (electronics, clothes, and so on) would be decided upon. It worked as a charm...

[Purpleronnie]

I honestly think that the best way is to have a shared account for bills that you both also put in a little extra in each month. The little extra helps with the things neither of you accounted for that happen from time to time. This is the way I’ve always done it.


When there is quite a big disparity in earnings then the bills are split proportionally. I. e if you earn 60% of the total household income you pay 60% of the bills although this does not include food.

[RebelinSteel]

It varies a fair bit, it’s almost always sensible shared account for bills and food etc. I have lived rent free at a gfs house for like 2 years. She was mortgage free and she decided not to have me pay rent, since then I have done similar with other relationships.

[DrPepper12]

Yes. Decide who's doing the bills n banking if you're comingiling funds. If it's early keep EVERYTHING separate until you know it's headed somewhere. For young couples I would also say set an allowance for both. Saving is tough and that makes it easier. oh, Don't ever tell someone how to allocate their investments! If you are your low risk and he is high risk stay out of it.

[Peter_Penetrator]

Two things couples fight about the most, children and finances.


Both need to be on the same page if you want to build a life together. It is unfair that one person has separate goals and expectations in a PARTNERSHIP.

[midnightmoon05]

We have everything combined…

we spend less than 50% of our income.
we talk about our finances almost every 2 weeks. We set goals. That’s about it.

[HighValue]

Separate bank accounts and credit cards. Each person contributes their fair share of expenses, and they do what they want with the rest of their own money.

[XXblack88]

I don't really have any as long as they're not being careless with how they spend their money.

[laly520]

not really, there isn't any boundaries

but

he set just one rule: he supports us financially while I keep my salary for myself

n that was it

[NathanDavis]

I never had any need to do that

but we were always both, financially independent and capable... and also responsible

[Billlewis]

She handles all financial matters and every dime I make goes to her.

[Nikki1989]

No. We have our own personal accounts and a joint account for household bills. Never been an issue for us.

[JayBones2469]

My hooker and blow money is my hooker and blow money. I don't care if your car needs tires or the baby needs food. You got tits for that.

[Anonymous]

Probably separate checking account and a joint account for bills, maybe take turns paying when going out or trips away

[VV3ZZY123]

Paying for Sex is not Love

[RedInnocent69]

No, but paying for food, wine and furniture probably is.