What's something that frustrates you?

Rangers
One thing lately in regards to non political stuff is the high health costs I'll be dealing with once I move out to be on my own due to a chronic respiratory condition that I have.

With the health insurance offered to city employees, I'll be paying a total of $1,000/mo for copays, visits and prescriptions along with another $200 in premiums. I can reduce the out of pocket burden on me a bit with HSA and HRA accounts though, which I'll be doing.

Another thing that annoys me a lot is the hostile takeover of affordable housing by HOA's. I'm looking into condos and townhouses as my first home since I was around apartments a lot in my previous job and that's not the environment I'd like to be in.

Plus the cheapest apartment in my area is $700/mo not including utilities. For that, I'd rather live in a home and have my payments go towards paying off the mortgage and being able to get back some of the money I put in when I sell the home. You only really save money on property taxes and homeowners insurance with an apartment but the money you put in through rent essentially dissappears.

HOA's have advantages but the only one that applies to me is that they'll mow the lawn for me, everything else is negative. Especially since I saw a nice 1,000sq feet townhouse in my area for $80k but then the monthly HOA fee is $400/mo.

For that extra $400, I'd rather mow my own lawn and get a bigger home than deal with them, from what I hear, they'd make the Sicilian Mafia seem not so bad🙄

What's frustrating you?
Whats something that frustrates you?
What's something that frustrates you?
17 Opinion