I know guys will, most likely, just put on their under pants and that's enough but, what do girls do if all they've got handy is a bra and panties? Do you actually take the time to put the bra on?
I had to include, "IF you cover up at all" because, a friend of mine used to own a pizza shop and he told me that a number of the women he delivered to usually answer the door naked or damn near!