How long will it take?

I am not quite happy with my body. I am slim but have belly fat and love handles I want to lose. My stomach has fat on it but not too much. I want a tight stomach, with no love handles. When my school holidays start I will be exercising reguraly. I will be doing Boot Camp workout, pilates, cardio workout etc, at home on a DVD. With a healthy diet do you think I will tone up?

How long do you think it will take to have a toned body and a tight stomach?
How long will it take?
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