Which is a good credit card to raise your credit help?

[Anonymous]

I’m 24 , my credit is low around 530. I need raise up my credit so in 1-2 years I can rent a nice apartment with good credit. I have Wells Fargo so which credit card is recommended that is good and can raise Credit? I spend weekly on food, toiletries, shop often, so thinking instead of paying with cash, pay with credit card and pay back what spent with the credit card.

[Wsx2wsx2ws]

Wells fargo did me a solid. They gave me a secured credit card to start. I don't mean a debit card, but its a little like that at first. You put so much into an account that the credit card has as a limit back up. But it never goes anywhere like a debit card. As you pay it entirely each and every month your security gets put back into your account and your limit also gets raised on the card.

Another way is to get a loan. Then pay it off each month on time. Not too early.
Believe it or not signing up for subscriptions like Netflix, amazon prime... contributes to your credit score. But always need to be payed on time or early.

Last Always keep your oldest credit cards and never ditch them. Use them at least once a year. Your oldest account is a massive contributor to a good credit score.
I noticed my credit score dropped 15 points to 795. WTF! Well I let my oldest card's account get closed. It was linked to an email I never checked.

[Iron_Man]

Try American Express but you are gonna have to pay an annual membership fee but they’re very popular. Sometimes they give you deals if you sign up you can get a free airline ticket to anywhere in the United States. A buy one get one free kind of deal for example like with Delta Airlines

[Asker]

I just want like pay what I usually buy with cash on the credit card. Like I spent $100 on groceries today so instead buying that with cash I buy with my credit card and put the cash money I have in the credit card. If that makes sense to raise my credit?

[Iron_Man]

American Express is very popular been around for a very long time you’ll get a good credit from that why don’t you try it just make sure you pay it off at the end of the month so you don’t start paying interest

[baserunner611]

Dad my borrowed of a local then keep the money in the bank, take then pay off the in 6 months to build my credit

[Asker]

Dad my borrowed?

[baserunner611]

If you pay off loan early raise credit score, he Fiance mgr. Discover or American Express raise your credit score