Sugar daddy wants my bank information, do u think this will work?

[Anonymous]

Basically I really need some money for college I met this guy and he told me he would deposit $400 into my account through mobile checking. He says I have to give them the password and username is my online mobile banking so he can do it obviously it will be very stupid of me to give my bank information to a guy I just met. Which is why I am planning on opening an entirely new account and giving him the password and username so that new account with Chase and when he deposits the money into my account, I could immediately change the password and locked him out of the account (temporarily) and quickly transfer my money to my main account with Bank of America.

Next I could go back to my new account with chase and change the password back to the one I shared with my sugar Daddy, so he will not think that I changed the password he will probably just think he typed it in wrong if Give him the info to the new account with chase.

Lastly every time he sends me money I could continue to immediately transfer the deposits into my main account & temporarily change the password to the new account.

do you think this plan will work or no?

My goal is to simply keep the bank account at a balance of $0 or less than $10. Because even if he tried to withdraw money from the chase account he wouldn't be able to withdraw that much anyways.

Yea it could work

No he could still scam you (please explain how)

[meatballs21]

He does not need to log into your bank account online to send you money! All he needs is the account number and some other details (not sure how it is in the US, in Canada you need account, transit and institution number). These alone do not give him access to anything!

In terms of immediately transferring this money to another account... that's something you'd need to speak to your bank about, but you can set up automatic transfers to take place on a set day every month.

But for goodness sake, don't give anyone your login and password to internet banking!!

[Smegskull]

there is no reason for him to need your bank login info and regardless of how much money is in it he can go overdrawn and your ID can still be stolen.
that said you are looking for a sugar daddy to give you free money so part of me hopes you don't read this and try it anyway.

[Asker]

How can he go overdrawn on my account if he only has the username and password to the mobile site I thought you could only overdrawn on your account if you had a card and spent money that you didn't have

[Asker]

But he won't have a 💳 card

[Smegskull]

you can transfer available funds (which includes the overdraft) as a payment using online banking.

[KadBitty]

He only needs account number to transfer to you. Why would he need the log in information?
Sorry, but to be a sugar baby successfully and not get yourself robbed or even worse attacked, you need to be less naive. This might not be for you.

[yuppthatsme]

No lol it's clearly a trick b don't get in the game if u don't know how to be smart, he could easily just send it through PayPal or any other service

[Anonymous]

That is a terrible idea, don't give him that information.

[Anywayysss]

THERE IS NO REASON HE NEEDS THAT INFORMATION TO GIVE YOU MONEY, EVEN WIRELESSLY. There are apps out there like Venmo that he can send you money through that is safe and effective. HE WILL SCAM YOU. best bet for you right now is to STAY AWAY from this person. otherwise you will probably end up with less money in your bank than you did when you asked for the money.

[Cody01]

Saw a hacker without using any computers hack into this guys bank account by just saying she forgot the password to her "husbands" account and she has a baby to take care of and under a ton of stress/doesn't have any time. She just gave the person on the phone his name and they gave it to her.

[fsu19]

He doesn't need the password and username, he needs the bank account number and routing number. Him asking for your information sounds like he wants to see how much money you have, and possibly transfer that money to his account.

[Asker]

That is why I am trying to keep the balance at a minimum and transfer the money into my MAIN bank account immediately when he deposits it

[fsu19]

Your plan could work but I don't think giving you money is his first intention. Why can't he give you cash?

[Asker]

I met him on a site he doesn't live in my state

[fsu19]

Check? Anything. He doesn't need your username and password. If you want to open another account though and do it like you said before then go for it

[Asker]

I completely agree with you it does sound like he is trying to transfer money from my account into his however if I keep the account at a minimum balance or zero what is he going to take

[fsu19]

Yes, I think the opening a new account and keeping it empty is a good idea

[dilligaff]

First off, you have to have money to open any bank account. If you give him username and password, he will have full access and can take any money you have. Last but not least, he doesn't need that info to deposit, transfer, or wire money to you. All he needs is the account number. He is scamming you, don't bite into that garbage.

[InfoBot]

Since when has anyone ever needed your online banking password and username to pay you some money? That's total bullshit. Nobody ever needs your login details in order to put money into your account. You are insane.

[Asker]

But what if I specifically set the chase account up for just that reason

[HungLikeAHorsefly]

Yeah, don't do this. There are a number of ways of getting money into someone's bank account without needing their username/password.

[slatyb]

Do not do this. Nothing good will happen. You could become a victim of identity theft. He can transfer money via PayPal or Google Wallet or several other means.

[Cmasterson]

I definitely would not do it, he can easily write you a cheque. OR even send you an email transfer or.. CASH cash is the best option.

[Cmasterson]

There should be no reason why he would need your password, don't believe anything he tells you of why he needs it, if he says something like oh the bank will notice or alert, not true it has to be over 500$ a day or something like that. Its basically the same thing if you deposited yourself. DONT give him it. Tell him you don't feel comfortable, that if he wants to make sure it goes into your bank account write you a cheque and or give you cash and you can show him the receipt (black out your details)

[Kuraj]

I have never heard of a bank account that would need your login information to make a deposit.
All you should need to deposit money anywhere is the bank account number.

[OfDeath]

Do NOT give him your banking username and password.
If he wants to wire you money, all he needs is your name, bsb and account number.
That's all.

[Asker]

What is a BSB

[OfDeath]

Bank state branch number. Just identifies the branch of a bank where your account is held.

Maybe it's just an Australian thing.
If you're not in Australia you probably just need an account number.

[betweenborders]

@OfDeath I think what you're referring to with the BSB is the bank routing number. At least that's what we call it here in the US.

[AveronRoland]

His whole story is bullshit. Just let him transfer the money the normal way.

[Anonymous]

Or you could just have him... Western Union the money. If he's a SD, trust me, he can do that. Don't ask me how I know about this stuff.

[Opinion Owner]

First off, it's all a crock. If he's a SD, he'll have to meet you personally at some point. There's a reason he doesn't want to do that right now. He could wire money via green dot cards, Wal-Mart debit cards, Moneygram, WU, etc... if he's saying this is the only way he can do it... it smells like doo doo... looks like doo doo... and it... stinks really bad.

[TallAnon]

That's not how bank transactions work, he's obviously trying to scam you. He just needs your IBAN

[Machiavelli]

lol wtf, boy is a scammer

[Nate1941]

Just have him write a check...

[Shimy]

Ask him for a check instead?

[Wisebutsodumb]

Never give your info.