When it comes to dating: Why do guys ask girls about their income and credit scores?

[Anonymous]

Isn’t this stuff private and personal and also too soon to ask someone their financial status?

Guys have admitted to asking girls this question and as a girl, I’ve never asked nor witnessed other girls asking this question. Even look at the GaG posts from girls: They always ask emotional questions related to dating not financial. So why do guys ask girls financial questions prior to dating them?

[Cynicaldreamer]

People do that? Man, I have been out of the dating game for a long time.

Back when I was actively trying to date, you would just ask what someone's job or career was- which yes, would give you an idea of their income, can they provide for himself, etc. But no guy EVER asked me, "So how much money do you make?" Nor would I ever ask a man that. Why? It's rude and seems like you're just after them for their money, or what they can or can't provide for you. Wow... seriously floored that people ask that.

I figure that yes, it will come up eventually, but usually not until you're in a serious relationship with someone, possibly getting ready to live together, and you need to know how to split bills and income: not the dating stage.

... dating really is screwed up nowadays. You people make me glad I don't bother with that anymore, lol. If you're not comfortable saying your income or credit score, especially in the initial stages of being with someone that might not even last? DON'T. As long as you can provide for yourself, have a job, and are financially stable, that's all they need to know. Over time, when you're comfortable, you can tell them more if you wish.

[catiecatie]

Income kinda. Credit score yes unless you’ve been dating for a while. I say income because I typically ask what the guy does for a living. I typically then ask where then too because some places are pretty broad. I don’t ask for income like how much you make? I can typically tell how much he makes by what he answers.

[Anonymous]

Huh? Do guys really do this? I didn't know it was a thing. I haven't asked - at least, not with regards to dating.

Usually, within the first few dates, I'm more interested in what they do for work and what they WANT to do... and if they're working toward that. I would probably tell any woman who demanded to know that on an early date "We're not at that point, yet." Now, I suppose if the relationship was five or more months in, a bit more serious, and I was looking at marriage down the line, then yes, I'd ask about income, credit score, shopping/spending habits, etc.

Just as I wouldn't talk about prenups, or how many kids she wanted, or her sexual habits or history so early on. I don't need to know any of that until we got serious. I don't think any of my guy friends have asked their girlfriends that sort of information so early, either.

Girls HAVE asked about my job, and then DO you ACTUALLY make money? First date. (The phrasing is a bit rude). However, at least so far, with one or two exceptions, they haven't asked about my specific income, which I'm a little (pleasantly) surprised about.

[Guy13]

Your credit score is your best predictor of how you live your life when alone and what that really looks like in daily affairs. For instance, a 700 credit score is likely going to be a rental that was left like it was found or no repair beyond regular cleaning etc. A 500 score represents chaos and poor and consistently inconsistent judgment and standards.

Credit scores are the best indicator of commitment and future success than any other indicator I know. It demonstrate how one lives and shows what one does in secrecy.

[kylee2437]

Because knowing how someone is financially is actually a very important aspect in dating.

[Ligerzzero]

Hmm that’s interesting because women base so much about the man they date for this same reason, it shocks women when the men reverse the role and ask.

But I don’t blame men for asking, who wants to date someone who is bad managing money.

If a woman dates guy and finds he makes less money she will quickly leave him, even if he is perfect. So it’s about time men started treating women the same way.

Again another problem created by women and their unrealistic standards, and it caused this issue in men.

Get over it, sucks when men start treating you the same way

[Anthonyrov2048]

I’ve never directly asked but I’ve asked question that beat around the bush to get an educated answer. It’s important more so as you get older into dating because it determines things like how finically stable/ responsible this person is. If you can purchase a home, have children and also trust that will not use you for your money. It’s not most important thing in a relationship but I believe especially now more than ever with this economy it’s important for both parties to have finances at least decently set up. Also besides the serious things I said above even for let’s say vacations or going out if one party can afford do things like this but the other can’t. Is that person comfortable always paying for other person/ is that other person willing to accept being paid for all the time. Money is always a touchy subject but I think it is important ultimately in the long run especially as older and money becomes a necessity as opposed to for fun and recreational reasons only.

[Fireguy17]

I can see it later down the line, but for me I have always had a really high credit score and I am good with money.
If I was to get serious about someone it would be good to know because that could drop my score, as well as if she were to have 6 cards maxed out, owes a crap ton of money and even if she didn't spend a dime, it would take her ten years to get out of debt, that could be an issue.
Fighting over money is one of the biggest things that can break up a marriage along with sleeping with her sister.

[Moose304]

I have never heard of a male asking a female about her credit scores just dating. That is silly. However, you can bet the farm and everything holy that same man is going to want to see this information before they get married. I know a guy that married a lady with bad spending habits. This caused the man some really bad problems with his FICO score. Later after he finally divorced her butt he was not able to get a favorable interest rate on a loan for an almost $900,000 home. 100% her fault. he did finally get a loan and is living large. This same dynamic also applies to men as well. I know some women that had spendthrift husbands that destroyed their credit.

[WhitneySnow]

They do? I would absolutely stop talking to a guy if he asked me that. I mean, I’m not old enough to actually have any of that stuff yet, but I am old enough to know that’s none of their business until we’re much further along in the relationship (like at the point of getting married or living together).

[ChillaxingLove]

I’m not surprised. People treat relationships like a business decision. Considering money is the main reason for divorces, I think people are so scared to cuff the wrong person to the point they don’t even know what questions to ask lol …uhhh. Umm what’s you credit score? What? Lol

[LiamJHayden]

Income: It might have to do with her expectations. If she's pulling mid six figures, Denny's might not cut it. Or she asked first. Or she makes so little that she is expecting a free ride.

Credit: this might be asked once it gets serious to see if she's likely to be a financial drain or disaster.

[Paul_in_Indy]

I have never asked a date financial questions! Maybe we have talked about her job, but because I want to know her income!

As far as whether it is too personal, though… I want to become acquainted with her VERY personally on a date. So…

[ShellyB]

I have never been asked these questions, although that may be mostly bc I have not started dating a new person since I was in college with basically no income. Is this a common thing or did it just happen in one case that led to this post?

[Anonymous]

No guy I know of. I only ask how much debt she's in. And that's only if she inquires about my finances. And that's a simple reason. 1. It's a rude and presumptive question on her part. 2. If you want to judge my wealth I'm going to judge how deep of a hole she's in. Go look for some other revenue source hun, this bank is closed. 🙂

[Mangospacho]

Wow. I never asked a date for personal financial information early on like that. Although I could’ve probably saved a lot of money on dinners and just had her fill out an application for a line of credit.

[Jhunitor]

I never did that or heard about a guy who did that. But if more men start to ask I am all for it. Men need to stop thinking with emotions and start to see dating as a buisness transaction like women do.

[Vegasrunner]

Actually if a guy is asking you that it might be a sign that he's interested in locking you down, once you get married your debt becomes his burden so uts smart to figure out how much a woman financial struggles woman have b4 committing

[Snakeyes7]

That's news to me. I guess it's just to see how good they are with their money.

Maybe if he wants a joint bank account with her in the future, he would probably want to make sure she isn't an impulsive spender.

[KittyKat90210]

Whoa, this really happens? That's pretty messed up. The date ends right then and there

[MrCommodore]

I have never asked a girl such a thing on a date.

[Pyrofox]

Are you at least financially responsible as to when and if a kid is involved.

[Dorian451]

Because they don't fancy a woman with mountains of student loan debt, and sometimes you can't get married until it's paid off.

[Heolurt]

If you don't like it then all you females should stop asking guys those questions also.

[AlisterSnow]

We want to see if your worthless or not. Looks fade, but having a partner who has proven to have a brain, is preferable.

[Anonymous]

Because it's crucial to know the financial health of anyone you get close to

[Stevefiveo]

Hmm, I have never asked that.

[In_Trance]

Because they want to know

[KrakenAttackin]

No guy does this.