How can I manage financial stress and encourage responsibility when my husband's anxiety affects his ability to work?

Anonymous
My husband and I were always splitting everything 50/50, until he bought a new car and things got financially tighter for him. I stepped up by working two jobs, covering his half of the rent and bills, and most of the grocery shopping. This was fine until I lost my second job, cut 70% of my income. Now, things are chaotic because I can't cover everything anymore. To make matters worse, he recently got a reckless driving ticket, which shot up his car insurance rates.

Now, he's constantly panicking and griping about needing to cut back on basic things like food. He says he "can't" work another job because of his high anxiety and doesn't think he can handle more than his current overnight security job, where he sits in a guard shack for a private community. He keeps hinting that about me getting another 2nd job soon, or we're in trouble. I've still been paying his hair if the rent even after my layoff. I've tried to stay understanding, but I recently caved and told him calmly that it’s not just on me to work a second job. He said it's not, but what other choice do we have? He got defensive when I told him he needs to take more responsibility.

Honestly, that was the nicest way I could put it. My parents think he needs to stop being a baby and get another job. Now, I feel stuck. He shuts down or gets defensive whenever I bring up getting professional help for his anxiety, saying we can't afford it. How do I handle this without just giving in or losing my patience?
How can I manage financial stress and encourage responsibility when my husband's anxiety affects his ability to work?
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