My boyfriend wants marriage and I don’t? Am I hurting him?

I’m completely in love with my boyfriend and he keeps talking about us getting married next year. Which I’m not interested in. I’m still in college 3 years to go. He isn’t financially secured so even if I do love him it’s a risk getting married. My tuition fees are paid by my parents and it’s really expensive and I asked him how he would pay for it. He said we’d leave 85% to be paid by my dad while he sorts the remaining 15%. But it doesn’t work that way getting married so early would mean being financially cut off from my parents and I don’t have a job. I told him that wouldn’t work. Then If we got married I’d be pressured to have kids soon which I’m not really interested in. Kids are work and I’d like to be in a stable financial and mental position to have one. 🥺 he’s such a nice person he’s so cute that I wouldn’t want to hurt him. But we’re in two different places now where he wants marriage and I’m not interested. I told him that since I couldn’t give him what he wants he’s free to end this relationship and we will always be friends.😂😂😂 he doesn’t believe because he believes I’d cut him off. Plus my parents and people in my state aren’t the most accepting of his tribe and his religion (Muslim) the same goes for his family in relations to me because I’m Christian and from a different tribe. I’ve seen people fall on and out of love because they underestimated how important finances are and I’m not going to lie I’m living a comfortable life now that I don’t think I’d be willing to lose.
for people that want to emphasize get a job. It’s hard to get a job when you’re in college here because I have classes from 9am-5pm and there are barely evening jobs opened up plus I have a curfew 😂 in the dorms. The Jobs won’t pay good so not worth it. I’ve done my best to be honest with him without hurting him. I don’t mind dating when you’re not stable with your finances but getting married is a whole different ball game.
My boyfriend wants marriage and I don’t? Am I hurting him?
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