I moved to a very small town an hour away from my home town for a new job. It’s my dream job and I’ve been there 5 years now and love it. And I’m still close enough to home for seeing family and friends at weekends.
I was in a relationship up until 3 years ago and have been single since. So I’ve just focussing on my career and saving money to get myself back on track after going through a rough break up.
I’m 31 now and have been renting a flat near work since I started 5 years ago and now I’m getting older I’d love to buy a house. I am not happy where I live due to the area and feeling unsafe due to multiple break in attempts. I’m struggling to find anything nicer than the flat I’m in right now within my budget.
I live in the UK and I make £32K a year and with my progression plan at work I’m looking to hopefully be earning around the £40K mark over the next 5 years.
My parents have offered to help me with a huge deposit so that my mortgage costs will be affordable for me at the moment. My parents are both early 60s and retired now. We have been very fortunate to have a comfortable life and never had any money worries. I mean they are not mega rich but they have the money to help me without it affecting them in any way.
I hope I don’t sound spoiled or selfish. I don’t mean to.
I’m hesitant to let them do this for me because I feel guilty, I feel like I’ve let them down and feel like I’m not where they want me to be at this stage of my life.
I never thought I’d be living alone, single and no kids at 31 and they keep mentioning how they want to help me because i’m “on my own” and I feel awful.
Of course I’d love it if I was in a happy relationship and being excited to buy our first home together like all my friends so I feel like I’m a disappointment.
If you were me, what would you do? Accept my parents help and find a nice home. Pay them back as much as I can and maybe a nice man will come into my life one day…
Or stay where I am and keep renting.
