Is it normal to not fight in a relationship? If you do argue, what are they about? Also, do you have any advice how to cut out expenses?

S. O. and I dated for a year, stayed engaged for 4 months and we've been married for a year.

We bought a house a month before the wedding which wiped out most of our cash -deposit, COV, Tax etc. Basically we did not have time to build up savings after the wedding which is the issue with most couples that settles down between 20-30 year old.

Family and friends did say that first five years will be a strain on marriage and arguments will arise from financial issues. And sex will be almost nonexistent.

We have yet to argue. And I think my S. O. needs a break from sex. Can't help it that he turns me on.

Money is tight and will be for the next 4 years. We have a Reno loan paid monthly in cash and he is paying his personal loan too. These loans repayment will finish after 4 years.

We bought a house, paid monthly through our CPF for next 20 years. We are also paying premium for our own insurance and joint insurance which should last about another 17 years. Thankfully our pay comes in staggered so we don't really feel the pinch unless either parents requested for the unplanned car rental to ferry them.
Is it normal to not fight in a relationship? If you do argue, what are they about? Also, do you have any advice how to cut out expenses?
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